Minnesota requires a personal care assistance (PCA) provider agency to file a $50,000 surety bond with the Department of Human Services to enroll in Minnesota Health Care Programs. Ours is $1,500 flat — 3% of the bond amount, identical for every agency — and this bond has no credit check.
















Your PCA enrollment is waiting on this bond. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email on the DHS surety bond form, ready to file with your PCA provider agency enrollment. Wet-ink original mailed on request.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Minnesota's Department of Human Services conditions PCA provider agency enrollment on a surety bond under Minn. Stat. 256B.0659, subd. 21. A PCA agency arranges personal care assistance services for people who need help with daily living — the bond secures your compliance with the program rules and any legal obligations arising from your conduct as a PCA provider agency.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota (the obligee). If an agency violates the program rules or fails to repay amounts owed to the state, DHS can recover against the bond — including the costs and fees of pursuing the claim.
The $50,000 amount applies on new enrollment, or when your prior-year Medicaid revenue was up to and including $300,000. Agencies over $300,000 post a $100,000 bond, which we also write. The bond must be renewed annually — we track it and notify you 60 and 30 days out.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat, five-minute application, bond often issued in the same sitting. Free until issued.