Minnesota PCA agency bonds.
$500 flat.
Minnesota requires a personal care assistance (PCA) provider agency to file a $50,000 surety bond with the Department of Human Services to enroll in Minnesota Health Care Programs. Ours is $500 flat, set by our carrier for this bond, identical for every agency — and the application has no credit check; most applications approve instantly.
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How much does a Minnesota PCA agency bond cost?
$500 at the $50,000 amount, the same for every applicant.
Three steps. One sitting.
Your PCA enrollment is waiting on this bond. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.
File with DHS
Your executed bond arrives by email on the DHS surety bond form, ready to file with your PCA provider agency enrollment. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Minnesota's Department of Human Services conditions PCA provider agency enrollment on a surety bond under Minn. Stat. 256B.0659, subd. 21. A PCA agency arranges personal care assistance services for people who need help with daily living — the bond secures your compliance with the program rules and any legal obligations arising from your conduct as a PCA provider agency.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota (the obligee). If an agency violates the program rules or fails to repay amounts owed to the state, DHS can recover against the bond — including the costs and fees of pursuing the claim.
The $50,000 amount applies on new enrollment, or when your prior-year Medicaid revenue was up to and including $300,000. Agencies over $300,000 post a $100,000 bond, which we also write. The bond must be renewed annually — we track it and notify you 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DHS. Your executed bond arrives by email on the DHS surety bond form, ready to file with your PCA provider agency enrollment. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Minnesota bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your PCA enrollment today.
$500 flat, no credit check, bond often issued in the same sitting. Free until issued.