A personal care assistance (PCA) provider agency whose prior-year Medicaid revenue exceeded $300,000 files a $100,000 surety bond with the Department of Human Services. Ours is $3,000 flat — 3% of the bond amount, identical for every agency — and this bond has no credit check.
















Your PCA enrollment is waiting on this bond. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount enrollment bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email on the DHS surety bond form, ready to file with your PCA provider agency enrollment. Wet-ink original mailed on request.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Minnesota's Department of Human Services conditions PCA provider agency enrollment on a surety bond under Minn. Stat. 256B.0659, subd. 21. The $100,000 amount is the higher-revenue tier — it applies once your prior-year Medicaid revenue exceeds $300,000. The bond secures your compliance with the program rules and the legal obligations arising from your conduct as a PCA provider agency.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota (the obligee). If an agency violates the program rules or fails to repay amounts owed, DHS can recover against the bond — including the costs and fees of pursuing the claim.
It is not insurance for you — if the surety pays a claim, you repay the surety. Agencies at or below $300,000 in prior-year Medicaid revenue post the lower $50,000 bond instead, which we also write. The bond must be renewed annually.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$3,000 flat, five-minute application, bond often issued in the same sitting. Free until issued.