MN Medicaid DMEPOS bonds.
$3,000 flat. Soft pull.

DMEPOS suppliers whose prior-year MHCP revenue exceeded $300,000 file a $100,000 surety bond with the Department of Human Services to stay enrolled in Minnesota Health Care Programs. Ours is $3,000 flat — 3% of the bond amount, identical for every supplier. One soft credit pull, e-signed in 1–2 business days.

Required at the higher-revenue DMEPOS tier — prior-year MHCP revenue over $300,000
Fixed amount, fixed price — $100,000 bond, $3,000, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to enrolled.

Your MHCP DMEPOS enrollment is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DHS

Pay online and receive the executed bond ready to file on the DHS surety bond form with your MHCP DMEPOS enrollment. Wet-ink originals mailed whenever DHS insists.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota's Department of Human Services conditions DMEPOS supplier enrollment in Minnesota Health Care Programs on a surety bond. The $100,000 amount is the higher-revenue tier — it applies once your prior-year MHCP revenue exceeds $300,000. The bond is a program-integrity guarantee that you bill MHCP honestly and follow the program rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Minnesota (the obligee). If a supplier submits improper claims, fails to repay an overpayment, or otherwise violates the program rules, the state can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. If your MHCP revenue is at or below $300,000, the lower $50,000 bond applies instead, which we also write.

Minn. Stat. 256B.04, subd. 21Minnesota Statutes 256B.04, subdivision 21, authorizes the Department of Human Services to require a surety bond as a condition of enrollment for certain provider types. DHS requires a $100,000 surety bond from DMEPOS suppliers whose prior-year MHCP revenue exceeded $300,000 (otherwise $50,000), filed on the DHS surety bond form. Confirm the amount that applies to you against your DHS enrollment notice.

You need this bond if you're

A higher-volume DMEPOS supplier — prior-year MHCP revenue over $300,000
Revalidating at the larger tier and DHS has stepped your bond up to $100,000
Crossing the $300,000 threshold and replacing your $50,000 bond
Operating multiple DME lines whose combined MHCP billing puts you over $300,000

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $100,000? +
No. You pay $3,000 — the flat 3% of the bond amount. The $100,000 is the surety's maximum liability to the state; it's not a deposit, and nobody holds your money.
Why is my bond $100,000 and not $50,000? +
DHS sets the DMEPOS bond at $100,000 for suppliers whose prior-year MHCP revenue exceeded $300,000. New enrollees and suppliers at or below $300,000 post the $50,000 bond. Check your DHS notice — if you should be at the lower tier, we write that bond too.
Who requires this bond? +
The Minnesota Department of Human Services, as a condition of DMEPOS enrollment in Minnesota Health Care Programs, under the authority of Minn. Stat. 256B.04, subd. 21.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
When does it renew? +
Terms run 1, 2, or 3 years, and DHS requires the bond renewed annually for as long as you're enrolled. We send renewal notices 60 and 30 days out with autopay available.
Related bonds

Other New York bonds.

DHS is waiting on one document.

$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$3,000
Apply now →