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Minnesota Anytime Fitness health club bonds.
$250 flat.

A Minnesota health club that takes membership prepayments, including an Anytime Fitness franchise location, has to keep a surety bond on file with the Attorney General under Minn. Stat. § 325G.27. This form is built for the $25,000 amount Anytime Fitness franchisees file. Ours is $250 flat.

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Filed with the Minnesota Attorney General to cover outstanding member prepayments under Minn. Stat. § 325G.27
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Minnesota Anytime Fitness health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A health club bond filing is one of the simpler filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business and franchise details, plus the date of your Anytime Fitness franchise contract and an effective date. No financials, no lengthy underwriting file.

MINUTES, USUALLY

Pay & e-sign

This bond is one of the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the Attorney General

Your executed bond and power of attorney arrive by email, ready to file with your club registration or renewal at the Minnesota Attorney General’s office. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota regulates health, dating, and buying clubs under Minn. Stat. §§ 325G.23–325G.28. A club that registers with the Attorney General and accepts membership prepayments has to back those prepayments with security — a surety bond, an irrevocable letter of credit, or a cash deposit — sized to what the club could owe its members if it closed.

Under Minn. Stat. § 325G.27, subd. 2, every bonded club maintains a bond issued by a surety company admitted to do business in Minnesota "in an amount not less than the aggregate value of outstanding liabilities to members," and no club is required to post more than $200,000 regardless of how many locations it runs. This filing is built for the $25,000 amount used for a Minnesota Anytime Fitness franchise location — the figure Anytime Fitness and its franchisees have set for this registration.

A copy of the bond goes to the Attorney General with the club’s registration. It is not insurance for you — if a member files a valid claim and the surety pays it, you repay the surety. Registration renews annually, so we track your filing and notify you before it lapses.

Minn. Stat. § 325G.27Minn. Stat. § 325G.27, subd. 2 requires every registered club to maintain a surety bond, issued by a surety company admitted to do business in Minnesota, "in an amount not less than the aggregate value of outstanding liabilities to members," with a $200,000 ceiling regardless of the number of facilities, and requires a copy of the bond to be filed with the attorney general. Registration and renewal are handled by the Minnesota Attorney General; a club that neither requires nor, in the ordinary course, receives member prepayment can instead file a declaration of exemption with the attorney general in place of the bond.

You need this bond if you're

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Opening a Minnesota Anytime Fitness franchise location that takes membership prepayments
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Renewing your health club registration with the Attorney General and your current bond is expiring
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A franchisee taking over an existing location and registering the club in your own name
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Any Minnesota health, dating, or buying club that accepts member prepayment and needs the statutory security on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General. Your executed bond and power of attorney arrive by email, ready to file with your club registration or renewal at the Minnesota Attorney General’s office. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — your franchise contract date, business details, and an effective date. The application includes a soft credit consent only.

Start the application →
FAQ

Common questions.

How much is the Minnesota Anytime Fitness health club bond?The premium is $250 flat — set by our carrier's rate book for this bond. The $25,000 bond amount is the figure used for a Minnesota Anytime Fitness franchise location, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety’s maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is one of the thousands of bond types that issue right after purchase — many franchisees finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What if my location isn’t an Anytime Fitness franchise?Minnesota’s health club bond requirement in Minn. Stat. § 325G.27 applies to any club that takes membership prepayment, sized to your outstanding member liability up to $200,000 — not just this $25,000 franchise figure. Tell us your club type and we’ll confirm the right amount.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your Minnesota club registration today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
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