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Rochester Hills permit bonds.
From $100.

Rochester Hills requires a permit from the Department of Public Services to excavate or open its streets, and Chapter 94 of the City Code of Ordinances conditions that permit on posting a cash deposit or performance bond. The city ties the amount to the cost of the work; premiums cost 0.5% of the bond amount, $100 minimum.

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Required under Rochester Hills Code of Ordinances Ch. 94, § 94-36(b) before the director will issue an excavation or street-opening permit
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Amount tied to the cost of the permitted work — the city sets the figure on your permit
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0.5% of the bond amount, $100 minimum — enter your amount and the exact price appears instantly
0.5% rate$100 minimum, by bond amountInstantissued the moment you payNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Rochester Hills permit bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard permit bond — enter your amount, pay, and file with Public Services. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the city set on your permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000, so most permit bonds issue as soon as you pay.

SAME DAY

File with the Department of Public Services

Submit the executed bond with your excavation / street-opening permit application. Wet-ink originals mailed whenever the city insists.

About this bond

What it is and who needs it.

What the permit bond actually covers

Rochester Hills controls its streets, sidewalks, and public right-of-way under Chapter 94 (Streets, Sidewalks and Certain Other Public Places) of its Code of Ordinances. No one may excavate or open a city street without first obtaining a permit from the director, and under § 94-36(b), no permit is granted until the applicant posts a cash deposit or performance bond and files the required liability insurance.

The bond guarantees that you restore the street, sidewalk, or right-of-way to city standard once the excavation is complete — backfill, repave, and repair. If the work is left unrestored or fails, the city can recover against the bond to finish or repair it.

It is a three-party arrangement: you (the principal), the surety, and the City of Rochester Hills (the obligee). It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount the city set on your permit; premiums start from $100 and no credit check up to $100,000.

Rochester Hills Code of Ordinances, Ch. 94 § 94-36(b)Rochester Hills Code of Ordinances Chapter 94 (Streets, Sidewalks and Certain Other Public Places) requires a permit from the director before any excavation or opening in or under a city street. Under § 94-36(b), no permit is granted until the applicant posts a cash deposit or performance bond and files the required liability insurance; the amount is tied to the cost of the permitted work. The permit and bond amount are administered by the Rochester Hills Department of Public Services / Engineering Division. Confirm your required amount with the department before filing.

You need this bond if you are

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A utility or excavation contractor cutting streets or right-of-way in Rochester Hills
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Connecting to city water, sewer, or gas where the connection requires an excavation permit
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Pulling a Rochester Hills street-opening permit the director conditions on a bond
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Renewing an active permit bond for ongoing right-of-way work in the city
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Public Services. Submit the executed bond with your excavation / street-opening permit application. Wet-ink originals mailed whenever the city insists.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

These are the actual issuing fields. No credit check up to $100,000.

Start the application →
FAQ

Common questions.

How much is the Rochester Hills permit bond?Premiums cost 0.5% of the bond amount, $100 minimum. The amount itself is set by the city under Chapter 94, tied to the cost of your permitted work. Enter that figure and your exact price appears at the application.
What amount should I enter?Enter the bond amount shown on your excavation or street-opening permit — under § 94-36(b) it is tied to the cost of the work. If you are unsure, the Department of Public Services can confirm the figure.
What does the bond guarantee?That you restore the street, sidewalk, or right-of-way to city standard once your excavation is complete. If the work is left unrestored or fails, the city can recover against the bond, and if the surety pays, you repay the surety.
Do I pay the full bond amount?No. The bond amount is the surety’s maximum liability to the city if a valid claim is made — not a deposit. You pay the premium: 0.5% of that amount, $100 minimum.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Clear your Rochester Hills permit condition today.

From $100, no credit check up to $100,000. Enter your amount and file with Public Services the same day.

Your premiumfrom $100
Apply now →