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Oakland County soil erosion bonds.
From $100.

Oakland County's Water Resources Commissioner can require a performance bond for a Soil Erosion and Sediment Control permit under Part 91 of the Natural Resources and Environmental Protection Act. The Commissioner sets the amount to the scope of your earth change; premiums cost 2% of the bond amount, $100 minimum.

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Enforced by the Oakland County Water Resources Commissioner as the county enforcing agency under Part 91, NREPA
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Required for an earth change over 1 acre, or of any size within 500 feet of a lake, stream, wetland, or drain
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2% of the bond amount, $100 minimum — enter your permit amount and see your price at application
2% rate$100 minimum, by bond amountInstantissued the moment you paySoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oakland County soil erosion bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No long underwriting queue for the standard SESC permit bond — enter your amount, pay, and file with the county. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Water Resources Commissioner set on your permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

The credit consent authorizes a soft pull only, and most permit bonds at this size issue as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Water Resources Commissioner

Submit the executed bond with your SESC permit application. Wet-ink originals mailed whenever the county insists.

About this bond

What it is and who needs it.

What the soil erosion bond actually covers

Oakland County administers Part 91 of the Natural Resources and Environmental Protection Act (1994 PA 451, as amended) as a county enforcing agency — counties are mandated by statute to administer and enforce Part 91 where a city, village, or township has not adopted its own approved ordinance. A Soil Erosion and Sediment Control (SESC) permit from the Water Resources Commissioner is required for an earth change disturbing more than one acre, or an earth change of any size within 500 feet of a lake, stream, wetland, or county drain.

The bond is a performance guarantee that you will install and maintain the erosion and sediment control measures shown in your approved plan — silt fence, stabilization, inlet protection — for the life of the project. If the measures fail or you abandon the site without stabilizing it, the county can draw on the bond to complete the corrective work.

It is a three-party arrangement: you (the principal), the surety, and Oakland County (the obligee), with adjacent property owners and waters of the state as the protected interest. It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your permit sets; premiums start from $100 and the application includes a credit consent authorizing a soft pull only.

Oakland County Water Resources Commissioner (Part 91, NREPA)Oakland County enforces Part 91 (soil erosion and sedimentation control) of the Natural Resources and Environmental Protection Act, 1994 PA 451, as amended, as the county enforcing agency for jurisdictions without their own approved local ordinance. A Soil Erosion and Sediment Control permit is required for an earth change over one acre, or an earth change of any size within 500 feet of a lake, stream, wetland, or drain. The Water Resources Commissioner sets the performance-guarantee amount based on project scope. Confirm your required amount with the Oakland County Water Resources Commissioner’s office.

You need this bond if you are

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A developer or builder disturbing more than an acre of land in Oakland County
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A contractor working near water — within 500 feet of a lake, stream, wetland, or drain
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Pulling an SESC permit from the Water Resources Commissioner for a covered earth change
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Renewing or extending an active permit whose bond is expiring before final stabilization
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Water Resources Commissioner. Submit the executed bond with your SESC permit application. Wet-ink originals mailed whenever the county insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

These are the actual issuing fields, including the permit amount the Water Resources Commissioner set and a credit consent that authorizes a soft pull only.

Start the application →
FAQ

Common questions.

How much is the Oakland County soil erosion bond?Premiums cost 2% of the bond amount, $100 minimum. The amount itself is set by the Water Resources Commissioner based on the scope of your earth change. Enter that figure and your exact price appears at the application.
What amount should I enter?Enter the performance-guarantee amount shown on your approved SESC permit. If you are unsure, the Water Resources Commissioner’s office can confirm the figure before you apply.
What does the bond guarantee?That you install and maintain the erosion and sediment control measures in your approved plan for the life of the project. If those measures fail or you leave the site unstabilized, the county can draw on the bond to complete the work.
Do I pay the full bond amount?No. The bond amount is the surety’s maximum liability to the county if a valid claim is made — not a deposit. You pay the premium: 2% of that amount, $100 minimum.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Clear your SESC permit condition today.

From $100, soft pull only. Enter your permit amount and file with the county the same day.

Your premiumfrom $100
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