Flint pawnbroker bonds.
$100 flat.
The City of Flint conditions a pawnbroker license on a fixed $3,000 bond under ordinance §12-53.1, filed with the City Clerk Licensing Division — ours is $100 flat, the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
Trusted by industry leaders
Three steps. One sitting.
City license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Flint City Clerk
Your executed bond arrives by email, ready to file with the City Clerk Licensing Division for your pawnbroker license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Flint licenses pawnbrokers through the City Clerk's Licensing Division under Flint Code of Ordinances §12-53.1, which conditions the license on a $3,000 surety bond. The bond is a consumer-protection guarantee: it stands behind your honest dealing with customers who pledge property for loans.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Flint (the obligee), with your pawn customers as the protected parties. If a pawnbroker violates the ordinance or mishandles a customer's pledged property, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pawnbrokers who follow the ordinance and keep clean records treat the $3,000 bond as a license formality, not a risk.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →Common questions.
Other Michigan bonds.
Finish your Flint pawnbroker license today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.