The City of Flint conditions a pawnbroker license on a fixed $3,000 bond under ordinance §12-53.1, filed with the City Clerk Licensing Division — ours is $275 flat, the 3% minimum. The application is five minutes, and city license bonds like this are the fastest thing we issue.
















City license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the City Clerk Licensing Division for your pawnbroker license. Wet-ink original mailed on request.
$3,000 bond × 3% = $90, below our $275 minimum — so the price is $275, one-time per term. Fixed amount, fixed price, multi-year if you want it.
The City of Flint licenses pawnbrokers through the City Clerk's Licensing Division under Flint Code of Ordinances §12-53.1, which conditions the license on a $3,000 surety bond. The bond is a consumer-protection guarantee: it stands behind your honest dealing with customers who pledge property for loans.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Flint (the obligee), with your pawn customers as the protected parties. If a pawnbroker violates the ordinance or mishandles a customer's pledged property, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pawnbrokers who follow the ordinance and keep clean records treat the $3,000 bond as a license formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.