Flint pawnbroker bonds.
$100 flat.
The City of Flint conditions a pawnbroker license on a fixed $3,000 bond under ordinance §12-53.1, filed with the City Clerk Licensing Division — ours is $100 flat, the price you see is the checkout price. The bond issues the moment you pay — no credit check.
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How much does a Flint pawnbroker bond cost?
$100 at the $3,000 amount, the same for every applicant.
Three steps. One sitting.
City license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with the Flint City Clerk
Your executed bond arrives by email, ready to file with the City Clerk Licensing Division for your pawnbroker license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Flint licenses pawnbrokers through the City Clerk's Licensing Division under Flint Code of Ordinances §12-53.1, which conditions the license on a $3,000 surety bond. The bond is a consumer-protection guarantee: it stands behind your honest dealing with customers who pledge property for loans.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of Flint (the obligee), with your pawn customers as the protected parties. If a pawnbroker violates the ordinance or mishandles a customer's pledged property, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pawnbrokers who follow the ordinance and keep clean records treat the $3,000 bond as a license formality, not a risk.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $3,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Flint City Clerk. Your executed bond arrives by email, ready to file with the City Clerk Licensing Division for your pawnbroker license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $3,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Michigan bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Flint pawnbroker license today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.