MI driver ed provider bonds.
$400 flat. 1,000+ students.
Michigan sizes the driver education provider bond to enrollment. A teen/adult provider with 1,000 or more students files a fixed $40,000 bond with the Secretary of State — ours is $400 flat, the price our carrier sets for this specific bond. A quick soft credit check may apply — never a hard inquiry, no impact on your score — e-signed in 1–2 business days.
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Three steps to licensed.
Your provider license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Provider details, owner information, effective date, plus a few commercial questions. A quick soft credit check may apply — never a hard inquiry.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check that runs is a soft pull that never affects your score.
E-sign & file with the Secretary of State
Pay online and receive the executed bond, ready to file with your driver education provider license. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Michigan licenses driver education providers through the Secretary of State, with the bond scaled to enrollment. A teen/adult provider with 1,000 or more students in the calendar year posts a $40,000 bond — double the small-provider tier.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan (the obligee), with students, financing agencies, and governmental agencies as the protected parties. The bond is conditioned to indemnify or reimburse a student, financing agency, or governmental agency for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of the provider's business.
By statute, the surety pays a claim only after a court of record enters a judgment based on fraud, cheating, or misrepresentation, and total liability never exceeds the bond. Because this is a larger filing, a quick soft credit check may apply — never a hard inquiry, and the price stays $400 flat regardless.
You need this bond if you're
Five minutes, then your price.
These are the actual underwriting fields, including consent to a soft credit check that never affects your score. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Michigan driver ed provider bond at this tier? ▾
When do I move from the $20,000 to the $40,000 bond? ▾
Do I pay the $40,000? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Michigan bonds.
The Secretary of State is waiting on one document.
$400 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.