MI driver ed provider bonds.
$600. 999 or fewer students.

Michigan licenses driver education providers through the Secretary of State, with the bond sized to enrollment. A teen/adult provider with 999 or fewer students files a fixed $20,000 bond — ours is $600 flat, 3% of the amount. The application is five minutes.

Required for a teen/adult driver education provider with 999 or fewer students under MCL 256.629
Fixed price, fixed amount — $20,000 bond, $600, no quote process
Cross 1,000 students and the bond steps up to $40,000 — we issue that tier too
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Provider license bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Provider and owner details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Secretary of State

Your executed bond and power of attorney arrive by email, ready to file with your driver education provider license. Wet-ink original mailed on request.

The whole pricing page.

$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$600
2-year term
$1,200
3-year term
$1,800
About this bond

What it is and who needs it.

What the bond actually guarantees

Michigan licenses driver education providers through the Secretary of State, and conditions the license on a surety bond whose amount scales with enrollment. A teen/adult provider with 999 or fewer students in the calendar year posts a $20,000 bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan (the obligee), with students, financing agencies, and governmental agencies as the protected parties. The bond is conditioned to indemnify or reimburse a student, financing agency, or governmental agency for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of the provider's business.

By statute, the surety pays a claim only after a court of record enters a judgment based on fraud, cheating, or misrepresentation against the provider, and total liability never exceeds the bond. The surety can cancel only on 30 days' notice — we track it and notify you 60 and 30 days out.

MCL 256.629Michigan Compiled Laws 256.629 requires a driver education provider to file a surety bond with the Secretary of State sized to enrollment: $20,000 for a teen/adult provider with 999 or fewer students in the calendar year, $40,000 for 1,000 or more, and $50,000 for a commercial vehicle driver education provider. The bond indemnifies a student, financing agency, or governmental agency for monetary loss caused through fraud, cheating, or misrepresentation, payable only after a court of record enters judgment, with aggregate liability capped at the bond amount.

You need this bond if you're

A teen or adult driver education provider with 999 or fewer students in the calendar year
Applying for a provider license — the bond is filed with the Secretary of State
Renewing a provider license and your bond is expiring or your surety non-renewed
Opening a new driving school that licenses as a driver education provider

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Michigan driver ed provider bond at this tier? +
The premium is $600 — a flat 3% of the fixed $20,000 bond amount, the same for every teen/adult provider with 999 or fewer students. The $20,000 is set by statute (MCL 256.629), so there is no quote process.
What if I cross 1,000 students? +
The bond steps up to $40,000 once you have 1,000 or more students in the calendar year, which is $1,200 at our flat 3%. We issue that tier too — see our $40,000 driver ed provider bond page.
Do I pay the $20,000? +
No. You pay $600. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the provider license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

Finish your provider license today.

$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$600
Apply now →