MI BDIC sponsor bonds.
$600. Five minutes.

Michigan conditions approval as a basic driver improvement course sponsor on a fixed $20,000 bond filed with the Secretary of State — ours is $600 flat, which is 3% of the bond amount. The application is five minutes, and bonds like this are the fastest thing we issue.

Required to be an approved BDIC sponsor under MCL 257.320d, filed with the Secretary of State
Fixed price, fixed amount — $20,000 bond, $600, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Sponsor bonds are among the simplest in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Sponsor and owner details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Secretary of State

Your executed bond and power of attorney arrive by email, ready to file with your BDIC sponsor approval application. Wet-ink original mailed on request.

The whole pricing page.

$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$600
2-year term
$1,200
3-year term
$1,800
About this bond

What it is and who needs it.

What the bond actually guarantees

A basic driver improvement course (BDIC) is the course an eligible Michigan driver can take to keep certain civil-infraction points off their record. Sponsors that deliver these courses are approved by the Secretary of State, and approval is conditioned on a $20,000 bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan (the obligee). The bond is conditioned to indemnify or reimburse the Secretary of State, or an individual taking the sponsor's course, for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of the sponsor's business.

The bond must stay active for as long as you are an approved sponsor. The surety can cancel only on 30 days' notice to the Secretary of State — so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.

MCL 257.320dMichigan Compiled Laws 257.320d requires a basic driver improvement course sponsor to submit to the Secretary of State a $20,000 security bond, conditioned to indemnify or reimburse the Secretary of State or an individual taking the sponsor's course for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of the sponsor's business. The surety may cancel on 30 days' notice to the Secretary of State.

You need this bond if you're

Applying to be an approved BDIC sponsor — the bond is filed with your application
Renewing your sponsor approval and your bond is expiring or your surety non-renewed
Launching an online BDIC course that the Secretary of State approves as a sponsor
Reinstating sponsor approval after a lapse that requires a fresh bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Michigan BDIC sponsor bond? +
The premium is $600 — a flat 3% of the fixed $20,000 bond amount, the same for every sponsor. The $20,000 is set by statute (MCL 257.320d), so there is no quote process.
Do I pay the $20,000? +
No. You pay $600. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
What does the bond protect against? +
It indemnifies the Secretary of State, or a person taking your course, for monetary loss caused through fraud, cheating, or misrepresentation in the conduct of your sponsor business. If the surety pays a claim, you repay the surety.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you are an approved sponsor. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your approval never lapses over a missed email.
Related bonds

Other New York bonds.

Finish your sponsor approval today.

$600 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$600
Apply now →