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Bay County operation & maintenance bonds.
From $100.

When you keep a facility — a line, a pipe, a sign, an encroachment — operating in the Bay County Road Commission right-of-way, the Commission issues a highway permit conditioned on a surety bond that you will maintain it and restore the ROW. The price is 1% of the bond amount, $100 minimum. Enter the amount on your permit.

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Required by the Bay County Road Commission to operate and maintain a facility in the ROW
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Amount is set by the Road Commission on your permit — sized to the facility and exposure
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1% of the bond amount, $100 minimum — enter your required bond amount and see your exact price at the application
1% rate$100 minimum, set by your bond amountInstantapproval for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Bay County operation & maintenance bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard permit bond — enter your amount, pay, and file with the Road Commission. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Road Commission required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000, and most applicants are approved instantly — the executed bond is generated as soon as you pay.

SAME DAY

File with the Bay County Road Commission

Submit the executed bond with your highway permit application in Kawkawlin. Wet-ink originals mailed whenever the Commission insists on them.

About this bond

What it is and who needs it.

What the operation & maintenance bond actually covers

A facility that lives in the county right-of-way — a utility line, a pipeline, a sign, an irrigation crossing — has to be kept up over time. The Bay County Road Commission issues an operation-and-maintenance permit and conditions it on a surety bond, so the facility is maintained and the right-of-way is restored if it is removed.

It is a three-party arrangement: you (the principal), the surety carrier, and the Bay County Road Commission (the obligee). If the facility is left unmaintained, becomes a hazard, or the right-of-way is damaged, the Commission can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Owners who maintain their facilities and follow the permit treat the bond as a formality. We issue the amount the Commission set — the price is 1% of that amount, $100 minimum, and no credit check up to $100,000.

Bay County Road Commission (MCL 224.19b)The Bay County Road Commission requires a security / right-of-way bond as a condition of a permit to operate and maintain a facility in the county highway right-of-way, under its permit rules and Michigan's county road right-of-way law, MCL 224.19b. The bond amount and terms are set by the Road Commission — confirm the figure with the Commission at 2600 E. Beaver Road, Kawkawlin, MI.

You need this bond if you are

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A utility owner maintaining lines or pipe in a Bay County road ROW
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A telecom or fiber provider operating facilities in the right-of-way
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An owner of an encroachment the Road Commission permits in the ROW
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A pipeline or irrigation operator crossing or running along a county road
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Bay County Road Commission. Submit the executed bond with your highway permit application in Kawkawlin. Wet-ink originals mailed whenever the Commission insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Road Commission set — the executed bond is generated instantly, ready to file with your permit.

Start the application →
FAQ

Common questions.

How much is the Bay County operation & maintenance bond?The price is 1% of the bond amount, $100 minimum. The bond amount itself is set by the Bay County Road Commission on your permit, sized to the facility. Enter that figure and your exact price appears at the application.
Who requires this bond?The Bay County Road Commission requires it as a condition of a permit to operate and maintain a facility in the county highway right-of-way, under MCL 224.19b. No bond, no permit.
What does the bond guarantee?That you keep your facility maintained and restore the right-of-way when required. If the facility becomes a hazard or the ROW is damaged, the Road Commission can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Where do I file it?With the Bay County Road Commission in Kawkawlin, alongside your permit. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Operation & maintenance permit bond, issued today.

Pricing from $100. Enter the amount the Road Commission set and file the same day.

Your premiumfrom $100
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