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Bay County construction permit bonds.
From $100.

For construction in the Bay County Road Commission right-of-way — driveways, utilities, drainage, grading — the Commission issues a highway permit conditioned on a surety bond that you will build to spec and restore the road. The price is 1% of the bond amount, $100 minimum — no credit check up to $100,000. Enter the amount on your permit.

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Required by the Bay County Road Commission for construction in the county highway ROW
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Amount is set by the Road Commission on your permit — sized to the scope of construction
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1% of the bond amount, $100 minimum — enter your required bond amount and see your exact price at the application
1% rate$100 minimum, set by your bond amountInstantapproval for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Bay County construction permit bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard permit bond — enter your amount, pay, and file with the Road Commission. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Road Commission required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000, and most applicants are approved instantly — the executed bond is generated as soon as you pay.

SAME DAY

File with the Bay County Road Commission

Submit the executed bond with your construction permit application in Kawkawlin. Wet-ink originals mailed whenever the Commission insists on them.

About this bond

What it is and who needs it.

What the construction permit bond actually covers

When you build inside the Bay County road right-of-way — a driveway approach, a utility cut, a culvert, grading, or drainage — the Bay County Road Commission issues a construction permit and conditions it on a surety bond. The bond backs your obligation to build to the Commission's standards and restore the right-of-way.

It is a three-party arrangement: you (the principal), the surety carrier, and the Bay County Road Commission (the obligee). If the construction is left non-conforming or the road is damaged and not repaired, the Commission can recover against the bond.

Under MCL 224.19b, a county road commission requires one security or right-of-way bond to secure the conditions of permits it issues for work in the right-of-way. It is not insurance for you — if the surety pays, you repay it. We issue the amount the Commission set — the price is 1% of that amount, $100 minimum, and no credit check up to $100,000.

Bay County Road Commission (MCL 224.19b)The Bay County Road Commission requires a security / right-of-way bond as a condition of a county highway construction permit, under its permit rules and Michigan's county road right-of-way law, MCL 224.19b, which lets a road commission require a bond to secure the performance of the conditions of permits for work in the right-of-way. The bond amount and terms are set by the Road Commission — confirm the figure with the Commission at 2600 E. Beaver Road, Kawkawlin, MI.

You need this bond if you are

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A contractor building driveways, utilities, or drainage in a Bay County road ROW
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A utility company cutting or trenching in the county right-of-way
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An excavating or grading crew working within the road right-of-way
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A developer whose site work touches a Bay County road
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Bay County Road Commission. Submit the executed bond with your construction permit application in Kawkawlin. Wet-ink originals mailed whenever the Commission insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Road Commission set — the executed bond is generated instantly, ready to file with your permit.

Start the application →
FAQ

Common questions.

How much is the Bay County construction permit bond?The price is 1% of the bond amount, $100 minimum. The bond amount itself is set by the Bay County Road Commission on your permit, sized to the construction. Enter that figure and your exact price appears at the application.
Who requires this bond?The Bay County Road Commission requires it as a condition of a construction permit for work in the county highway right-of-way, under MCL 224.19b. No bond, no permit.
What does the bond guarantee?That you build to the Road Commission's standards and restore the right-of-way. If the work is non-conforming or the road is damaged and not repaired, the Commission can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Can one bond cover all my permits?Often, yes. Under MCL 224.19b a county road commission generally requires a single security or right-of-way bond to secure the conditions of all permits it issues you. Confirm with the Bay County Road Commission whether a continuous bond covers your work.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Construction permit bond, issued today.

Pricing from $100. Enter the amount the Road Commission set and file the same day.

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