Bay County construction permit bonds.
Flat 3%. Enter your amount.

For construction in the Bay County Road Commission right-of-way — driveways, utilities, drainage, grading — the Commission issues a highway permit conditioned on a surety bond that you will build to spec and restore the road. We issue it at a flat 3% with no credit check; enter the amount on your permit.

Required by the Bay County Road Commission for construction in the county highway ROW
Amount is set by the Road Commission on your permit — sized to the scope of construction
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard permit bond — enter your amount, pay, and file with the Road Commission. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the Road Commission required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Bay County Road Commission

Submit the executed bond with your construction permit application in Kawkawlin. Wet-ink originals mailed whenever the Commission insists on them.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Road Commission set and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the construction permit bond actually covers

When you build inside the Bay County road right-of-way — a driveway approach, a utility cut, a culvert, grading, or drainage — the Bay County Road Commission issues a construction permit and conditions it on a surety bond. The bond backs your obligation to build to the Commission's standards and restore the right-of-way.

It is a three-party arrangement: you (the principal), the surety carrier, and the Bay County Road Commission (the obligee). If the construction is left non-conforming or the road is damaged and not repaired, the Commission can recover against the bond.

Under MCL 224.19b, a county road commission requires one security or right-of-way bond to secure the conditions of permits it issues for work in the right-of-way. It is not insurance for you — if the surety pays, you repay it. We issue the amount the Commission set, at a flat 3% with no credit check.

Bay County Road Commission (MCL 224.19b)The Bay County Road Commission requires a security / right-of-way bond as a condition of a county highway construction permit, under its permit rules and Michigan's county road right-of-way law, MCL 224.19b, which lets a road commission require a bond to secure the performance of the conditions of permits for work in the right-of-way. The bond amount and terms are set by the Road Commission — confirm the figure with the Commission at 2600 E. Beaver Road, Kawkawlin, MI.

You need this bond if you are

A contractor building driveways, utilities, or drainage in a Bay County road ROW
A utility company cutting or trenching in the county right-of-way
An excavating or grading crew working within the road right-of-way
A developer whose site work touches a Bay County road

Five minutes, issued on the spot.

Submit the application with the bond amount the Road Commission set — the executed bond is generated instantly, ready to file with your permit.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Bay County construction permit bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Bay County Road Commission on your permit, sized to the construction. Enter that figure and the quote updates.
Who requires this bond? +
The Bay County Road Commission requires it as a condition of a construction permit for work in the county highway right-of-way, under MCL 224.19b. No bond, no permit.
What does the bond guarantee? +
That you build to the Road Commission's standards and restore the right-of-way. If the work is non-conforming or the road is damaged and not repaired, the Commission can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
No — this permit bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can one bond cover all my permits? +
Often, yes. Under MCL 224.19b a county road commission generally requires a single security or right-of-way bond to secure the conditions of all permits it issues you. Confirm with the Bay County Road Commission whether a continuous bond covers your work.
Related bonds

Other New York bonds.

Construction permit bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Road Commission set and file the same day.

Your premium @ 3%$300
Apply now →