Before you encroach on, excavate in, or place anything within the public right-of-way in Louisville-Jefferson County Metro, the Metro government requires an encroachment permit bond. Metro Public Works sets the amount; we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard encroachment bond — enter your amount, pay, and file with Metro. Here is the whole thing:
Your business details, the bond amount Metro required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your encroachment permit application to Louisville Metro Public Works. Wet-ink originals mailed whenever Metro insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Louisville Metro permit and the premium updates.
Louisville-Jefferson County Metro Government controls work in and over its public rights-of-way through an encroachment permit. When you excavate, run utilities, or place a structure that encroaches on the right-of-way, Metro requires a surety bond as a condition of that permit.
The bond is a restoration-and-compliance guarantee to Metro: it stands behind your obligation to restore the right-of-way, follow the permit conditions, and not leave the public way damaged or hazardous. Louisville-Jefferson County Metro is the obligee.
If you fail to restore the right-of-way or violate the permit and Metro is harmed, it can recover against the bond — and if the surety pays, you repay the surety. We issue the amount Metro Public Works set, at a flat 3% with no credit check.
Submit the application with the bond amount Louisville Metro set — the executed bond is generated instantly, ready to file with your permit.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount Louisville Metro required and file the same day.