Louisville contractor bonds.
$100 flat.

The City of Louisville requires a $10,000 bond as a condition of its contractor license / registration. Ours is $100 flat — the price you see is the checkout price, the same for every contractor. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register as a contractor in the City of Louisville — new registrations and renewals

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Fixed price, fixed amount — $10,000 bond, $100, no quote process

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Multi-year terms available — set it once, leave it for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Contractor license bonds are among the simplest in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Louisville

Your executed bond arrives by email, ready to file with your Louisville contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Louisville registers contractors who pull permits and perform work in the city, and conditions that registration on a $10,000 surety bond. The bond is a code-compliance-and-consumer-protection guarantee that you build to code and follow the city’s contractor rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Louisville (the obligee), with the public and your customers as the protected parties. If you violate the city's contractor ordinance and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for as long as your registration is in force, so we track it and notify you 60 and 30 days before expiration.

City of Louisville contractor registration requirementThe City of Louisville requires a $10,000 surety bond as a condition of its contractor license / registration; the bond amount and terms are set by the City of Louisville department that registers contractors and issues permits. Confirm the current filing details with the city.

You need this bond if you're

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Registering as a contractor to pull permits in the City of Louisville

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Renewing your contractor registration and your current bond is expiring

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An out-of-area contractor taking on work inside the City of Louisville

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Reinstating a lapsed registration that requires a fresh bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Louisville contractor license bond?The premium is $100 — the price our carrier sets for this fixed $10,000 bond amount, the same for every contractor. The $10,000 is set by the city, so there is no quote process.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application has no credit section at all, so most applicants never see one. If a check does run on a given filing, it's a soft pull that never affects your credit score.

When does it renew?The bond must stay active for as long as your contractor registration is in force. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so your registration never lapses over a missed email.

Related bonds

Other Kentucky bonds.

Finish your contractor registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

Apply now →