Louisville contractor license bonds.
$100 flat.
The City of Louisville requires a $10,000 bond as a condition of its contractor license / registration. Ours is $100 flat — the price you see is the checkout price, the same for every contractor. The bond issues the moment you pay — no credit check.
Trusted by industry leaders
How much does a Louisville contractor license bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
Contractor license bonds are among the simplest in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with the City of Louisville
Your executed bond arrives by email, ready to file with your Louisville contractor registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Louisville registers contractors who pull permits and perform work in the city, and conditions that registration on a $10,000 surety bond. The bond is a code-compliance-and-consumer-protection guarantee that you build to code and follow the city’s contractor rules.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Louisville (the obligee), with the public and your customers as the protected parties. If you violate the city's contractor ordinance and someone is harmed, they can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for as long as your registration is in force, so we track it and notify you 60 and 30 days before expiration.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City of Louisville. Your executed bond arrives by email, ready to file with your Louisville contractor registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Kentucky bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your contractor registration today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.