The City of Muncie requires HVAC contractors to file a $5,000 license bond. Ours is $275 flat — that is the $275 minimum (3% of $5,000 is $150). The application is five minutes, and this bond has no credit check.
















Municipal trade-license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Small fixed-amount trade-license bonds like this issue right after purchase for most contractors. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Muncie HVAC contractor license. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, but our minimum is $275, so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
An HVAC contractor license bond is an ordinance-compliance guarantee. When the City of Muncie licenses you to install or service heating and cooling systems, it wants a financial backstop that you'll follow the City's mechanical code and permit requirements.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Muncie (the obligee). If you violate the City's HVAC ordinance or leave non-compliant work, the City can recover against the bond.
The bond must stay active for as long as you hold the license. Let it lapse and the City can suspend your HVAC registration — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.