Before you close a lane, bike lane, or sidewalk in Bloomington, the City requires a $5,000 closure bond filed with your closure permit. Ours is $275 flat — that is the $275 minimum, and 3% of $5,000 is $150, so the minimum applies. The application is five minutes, and this bond has no credit check.
















Municipal closure bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Small fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Bloomington Public Works / Engineering closure permit. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, but our minimum is $275, so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
A lane, bike-lane, or sidewalk closure bond is a public-property guarantee. When you obstruct a Bloomington right-of-way for construction, the City wants a financial backstop that you'll restore the lane, bike lane, or sidewalk and follow the conditions of your closure permit.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Bloomington (the obligee). If you damage the right-of-way, fail to restore it, or leave a closure beyond your permit, the City can recover against the bond.
The bond must stay active for the closure period the City permits. Let it lapse and the City can suspend the permit — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.