The City of Mishawaka's Engineering Department requires a $5,000 license bond to register a contractor. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Small fixed-amount municipal bonds like this issue right after purchase for most contractors. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Mishawaka Engineering Department contractor license. Wet-ink original mailed on request.
A contractor license bond is an ordinance-compliance guarantee. When the City of Mishawaka licenses you to work within city limits, it wants a financial backstop that you'll follow the City's building and engineering codes and repair any damage to public property.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka (the obligee). If you violate the City's contractor ordinance or damage public property, the City can recover against the bond.
The bond must stay active for as long as you hold the license. Let it lapse and the City can suspend your contractor registration — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.