The City of Mishawaka, Indiana requires a fixed $5,000 contractor license bond filed with its Building Department to register as a contractor. Ours is $100 flat, issued instantly for most applicants, and license bonds like this issue instantly.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. No financials, no credit section, no follow-up.
License bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka contractor registration.
A contractor license bond is a compliance guarantee to the city. It promises the City of Mishawaka that you'll work to its building code and ordinances, pull required permits, and won't leave the city or a property owner holding the bag for code violations or unfinished, non-conforming work.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka, Indiana (the obligee), with the city and property owners as the protected parties. If you violate the building code or ordinance, a harmed party can claim against the bond.
The bond must stay active for as long as you're a registered Mishawaka contractor. Let it lapse and your registration can be suspended — so we track it and send renewal notices 60 and 30 days out.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.