Mishawaka street excavation bonds.
$100 flat.

The City of Mishawaka, Indiana requires a fixed $5,000 street excavation bond before you open a city street or right-of-way to excavate. Ours is $100 flat, issued instantly for most contractors. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required before excavating a Mishawaka street — utility, paving, and site contractors
Fixed price, fixed amount — $5,000 bond, $100, the price you see is the checkout price
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A street excavation bond is one of the simplest things in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. No financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the city

Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka street excavation permit.

About this bond

What it is and who needs it.

What the bond actually guarantees

A street excavation bond is a restoration guarantee to the city. When you open a Mishawaka street or right-of-way, the bond promises you'll backfill, compact, and repave the cut to city standard — and that the city won't be left paying to fix a failed trench.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka, Indiana (the obligee). If the excavation fails or the restoration isn't completed, the city can claim against the bond.

The bond stays in force for the term of your permit work. We track expirations and send renewal notices ahead of any deadline so your permits don't lapse mid-project.

City of Mishawaka excavation permittingThe City of Mishawaka, Indiana requires a $5,000 street excavation bond as a condition of opening a city street or right-of-way; the bond amount and restoration terms are set by the city department that issues excavation permits. The $5,000 penal sum is fixed on the city application.

You need this bond if you're

A utility or plumbing contractor excavating a Mishawaka street for taps or service lines
An excavation contractor opening a city right-of-way
A paving or site contractor working in or across a city street
Pulling a Mishawaka excavation permit the city will not issue the permit without the bond

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need one.

Start the application →
FAQ

Common questions.

How much is the Mishawaka street excavation bond?The premium is $100 flat — the price you see is the checkout price, set by our carrier for this specific bond. Same for every contractor.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit.
How fast will I have the bond?Permit bonds like this issue right after purchase for most contractors — often in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information. Most applications approve instantly; if a check does run, it's a soft pull that never affects your credit score.
Is this the same as the Mishawaka contractor license bond?No. This street excavation bond covers restoring city streets you open. The contractor license bond is a separate Building Department registration bond. Some contractors carry both.
Related bonds

Other Indiana bonds.

Pull your Mishawaka excavation permit today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →