The City of Mishawaka, Indiana requires a fixed $5,000 street excavation bond before you open a city street or right-of-way to excavate. Ours is $100 flat, issued instantly for most contractors. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















A street excavation bond is one of the simplest things in surety. Here's the whole process:
Business details and an effective date. No financials, no credit section.
Permit bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka street excavation permit.
A street excavation bond is a restoration guarantee to the city. When you open a Mishawaka street or right-of-way, the bond promises you'll backfill, compact, and repave the cut to city standard — and that the city won't be left paying to fix a failed trench.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka, Indiana (the obligee). If the excavation fails or the restoration isn't completed, the city can claim against the bond.
The bond stays in force for the term of your permit work. We track expirations and send renewal notices ahead of any deadline so your permits don't lapse mid-project.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.