Mishawaka street excavation bonds.
$275. Five minutes.

The City of Mishawaka, Indiana requires a fixed $5,000 street excavation bond before you open a city street or right-of-way to excavate. Ours is $275 flat, the minimum premium, and the application takes about five minutes.

Required before excavating a Mishawaka street — utility, paving, and site contractors
Fixed price, fixed amount — $5,000 bond, $275, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A street excavation bond is one of the simplest things in surety. Here's the whole process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. No financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the city

Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka street excavation permit.

The whole pricing page.

$5,000 bond × 3% = $150, below our $275 minimum, so $275 per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A street excavation bond is a restoration guarantee to the city. When you open a Mishawaka street or right-of-way, the bond promises you'll backfill, compact, and repave the cut to city standard — and that the city won't be left paying to fix a failed trench.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka, Indiana (the obligee). If the excavation fails or the restoration isn't completed, the city can claim against the bond.

The bond stays in force for the term of your permit work. We track expirations and send renewal notices ahead of any deadline so your permits don't lapse mid-project.

City of Mishawaka excavation permittingThe City of Mishawaka, Indiana requires a $5,000 street excavation bond as a condition of opening a city street or right-of-way; the bond amount and restoration terms are set by the city department that issues excavation permits. The $5,000 penal sum is fixed on the city application.

You need this bond if you're

A utility or plumbing contractor excavating a Mishawaka street for taps or service lines
An excavation contractor opening a city right-of-way
A paving or site contractor working in or across a city street
Pulling a Mishawaka excavation permit the city will not issue the permit without the bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Mishawaka street excavation bond? +
The premium is $275 — our minimum. A flat 3% of the fixed $5,000 bond is $150, which falls under the $275 floor, so the price is $275. Same for every contractor.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit.
How fast will I have the bond? +
Permit bonds like this issue right after purchase for most contractors — often in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section. Small fixed-amount permit bonds like this one don't need one.
Is this the same as the Mishawaka contractor license bond? +
No. This street excavation bond covers restoring city streets you open. The contractor license bond is a separate Building Department registration bond. Some contractors carry both.
Related bonds

Other New York bonds.

Pull your Mishawaka excavation permit today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →