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Mishawaka street excavation bonds.
$100 flat.

The City of Mishawaka, Indiana requires a fixed $5,000 street excavation bond before you open a city street or right-of-way to excavate. Ours is $100 flat, issued instantly for most contractors. The bond issues the moment you pay — no credit check.

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Required before excavating a Mishawaka street — utility, paving, and site contractors
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Fixed price, fixed amount — $5,000 bond, $100, the price you see is the checkout price
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Mishawaka street excavation bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A street excavation bond is one of the simplest things in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. No financials, no credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this issue right after purchase.

SAME DAY

File with the city

Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka street excavation permit.

About this bond

What it is and who needs it.

What the bond actually guarantees

A street excavation bond is a restoration guarantee to the city. When you open a Mishawaka street or right-of-way, the bond promises you'll backfill, compact, and repave the cut to city standard — and that the city won't be left paying to fix a failed trench.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mishawaka, Indiana (the obligee). If the excavation fails or the restoration isn't completed, the city can claim against the bond.

The bond stays in force for the term of your permit work. We track expirations and send renewal notices ahead of any deadline so your permits don't lapse mid-project.

City of Mishawaka excavation permittingThe City of Mishawaka, Indiana requires a $5,000 street excavation bond as a condition of opening a city street or right-of-way; the bond amount and restoration terms are set by the city department that issues excavation permits. The $5,000 penal sum is fixed on the city application.

You need this bond if you're

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A utility or plumbing contractor excavating a Mishawaka street for taps or service lines
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An excavation contractor opening a city right-of-way
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A paving or site contractor working in or across a city street
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Pulling a Mishawaka excavation permit the city will not issue the permit without the bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the city. Your executed bond and power of attorney arrive by email, ready to file with your Mishawaka street excavation permit.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Mishawaka street excavation bond?The premium is $100 flat — the price you see is the checkout price, set by our carrier for this specific bond. Same for every contractor.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit.
How fast will I have the bond?Permit bonds like this issue right after purchase for most contractors — often in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Is this the same as the Mishawaka contractor license bond?No. This street excavation bond covers restoring city streets you open. The contractor license bond is a separate Building Department registration bond. Some contractors carry both.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Indiana bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Pull your Mishawaka excavation permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →