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Indiana DOT driveway permit bonds.
From $100.

When you build a driveway connection to a state highway, INDOT issues a single highway permit and requires a bond guaranteeing the work is completed and the right of way restored. INDOT sets the penal sum — the premium is 1% of the bond amount, $100 minimum, and no credit check up to $50,000.

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Required by INDOT for a single highway permit to build a driveway connection
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Amount is set by INDOT to cover the work and restoration within the right of way
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1% of the bond amount, $100 minimum — enter the amount on your permit and see your exact price at application
1% rate$100 minimumInstantapproval for mostNo credit check up to $50,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Indiana DOT driveway permit bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard permit bond — enter your amount, pay, and file with INDOT. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount on your INDOT permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with INDOT

Submit the executed bond with your single highway permit application. Wet-ink originals mailed whenever the district insists.

About this bond

What it is and who needs it.

What the driveway permit bond covers

When private property needs a driveway connection onto a state highway, the Indiana Department of Transportation issues a single highway permit for that one project. Because the work happens in the public right of way, INDOT conditions the permit on a surety bond.

The bond guarantees you will complete the driveway work to INDOT’s standards and restore the right of way — pavement, drainage, shoulders, and grade — to its proper condition. If the work is left unfinished or damages the highway, INDOT can recover against the bond to set it right.

INDOT sets the penal sum to cover the scope of your specific driveway, so it varies by project. It is not insurance for you — if the surety pays, you repay the surety. We issue whatever amount the permit names; pricing starts from $100 and no credit check up to $50,000.

IC 8-23-2 / 105 IAC 7 (INDOT driveway permits)INDOT administers access to state highways under IC 8-23 and its driveway and right-of-way permitting rules at 105 IAC 7. A single highway permit for a driveway connection is conditioned on a surety bond covering completion of the work and restoration of the right of way, in an amount INDOT sets for the project. Confirm the penal sum on your permit paperwork.

You need this bond if you are

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Building a driveway connection from private property onto an Indiana state highway
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A developer or contractor INDOT requires to bond a single driveway permit
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A commercial property owner adding or relocating an access point on a state route
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Restoring an access point that INDOT conditions on a completion-and-restoration bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with INDOT. Submit the executed bond with your single highway permit application. Wet-ink originals mailed whenever the district insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount on your INDOT permit — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Indiana DOT driveway permit bond?The premium is 1% of the bond amount, $100 minimum. INDOT sets the penal sum to cover your specific driveway work, so a $5,000–$10,000 bond is common. Your exact price appears at the application.
Why does INDOT require it?A driveway connection is built in the public right of way. The bond guarantees you complete the work to INDOT standards and restore the right of way, so the highway is not left damaged or unfinished.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applicants clear instantly.
What is the difference from the right-of-way and miscellaneous permits?They are the same INDOT single highway permit program for different work types — a driveway connection here, general work within the right of way under the right-of-way permit, and other work under the miscellaneous permit. Pick the one your INDOT permit names.
What amount should I enter?Whatever INDOT set on your single highway permit. If your paperwork doesn’t state it yet, send it to us and we’ll confirm before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Driveway permit bond, issued today.

Pricing from $100. Enter the amount on your permit and file with INDOT the same day.

Your premiumfrom $100
Apply now →