Shorewood subcontractor bonds.
$100 flat.

The Village of Shorewood, a Will County community along the Des Plaines River, requires any subcontractor performing trade work in the village — plumbing, electrical, and similar single-trade work — to register with the Building Department on a $5,000 surety bond. Ours is $100 flat — the price you see is the checkout price. The application collects no credit information, and most applicants approve instantly.

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Required before the Building Department will register a subcontractor performing trade work in Shorewood

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Fixed price, fixed amount — $5,000 bond, $100, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry

Trusted by industry leaders

How it works

Three steps. One sitting.

A subcontractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Building Department

Your executed bond and power of attorney arrive by email, ready to file with Shorewood's Building Department alongside your contractor registration application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Shorewood requires every contractor working in the village to register with the Building Department, and splits the bond amount by scope of work: a general contractor — one who uses trades or subcontractors to complete a project — files a $10,000 bond, while a subcontractor who performs only one type of trade work, such as plumbing or electrical, files the lower $5,000 bond.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Shorewood (the obligee), with property owners and the village's building code as the protected interest. If a bonded subcontractor's work causes damage the registration requirement is meant to guard against, a harmed party can recover against the bond up to the $5,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Registrations expire on a calendar-year basis, so we track your renewal and notify you 60 and 30 days out to keep the $5,000 filing continuous.

Village of Shorewood Building DepartmentThe Village of Shorewood's contractor registration program, administered by the Building Department, requires a subcontractor — a contractor performing only one classified trade, such as plumbing or electrical — to file a $5,000 surety bond alongside proof of insurance and the annual registration fee. A general contractor files $10,000, and a wrecking contractor $50,000. Irrigation, roofing, plumbing, fire suppression, and fire alarm contractors instead attach their State of Illinois Contractor's Certificate, with no bond required for those trades. Confirm your registration category with the Building Department (815-553-2310) before applying.

You need this bond if you're

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Registering as a subcontractor in Shorewood — a single-trade contractor such as electrical or general trades

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Renewing your Village registration before your current bond expires at year end

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An out-of-town subcontractor taking on your first trade job inside Shorewood

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Reinstating a lapsed registration that needs a fresh bond filing to pull permits again

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Shorewood subcontractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $5,000 bond amount is fixed by Shorewood's registration requirements for a subcontractor, so there is no quote process.

Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting. At most, 1–2 business days.

Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.

What if I'm a general contractor, not a subcontractor?Then your bond amount is $10,000, not $5,000 — Shorewood sets the higher amount for a general contractor who oversees trades or subcontractors on a project. We write that bond too; pick the general contractor version instead.

Related bonds

Other Illinois bonds.

Clear Shorewood's registration desk today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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