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Palos Hills general contractor bonds.
$250 flat.

Before the City of Palos Hills will hand a general contractor a building permit, the contractor must register with the city and post a $25,000 surety bond good for 2 years. Ours is $250 flat — the price you see is the checkout price. No credit check, and most applications approve instantly.

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Required before any building permit is issued to a general contractor working in Palos Hills
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Fixed price, fixed amount — $25,000 bond, 2-year term, no quote process
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One filing covers the full 2-year term — no annual repurchase while it runs
A-ratedA.M. Best carriersInstantunderwriting processNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Palos Hills general contractor bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A contractor registration bond like this is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your registered agent, and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Building Department

Your executed bond and power of attorney arrive by email, ready to file with your Palos Hills contractor registration and building permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Palos Hills conditions every general contractor's building permit on registration with the city and a bond — Municipal Code § 15.20.040 requires each general contractor to post a bond of not less than $25,000, valid for 2 years from the date it is filed, alongside a certificate of insurance. A separate, smaller $10,000 one-year bond applies to subcontractors under the same section.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Palos Hills (the obligee), with property owners who contract with you as the protected parties. Under § 15.20.050, the bond indemnifies the property owner for costs and damages if the contractor's work is not performed in a workmanlike manner or has a substantial defect, for the full 2-year period.

It is not insurance for you — if the surety pays a claim, you repay the surety. The registration itself carries a separate $25.00 annual fee under § 15.24.040; the bond you're buying here is the $25,000 filing required before the city will issue your building permit.

Palos Hills Municipal Code § 15.20.040Palos Hills Municipal Code § 15.20.040 requires a general contractor seeking a building permit to register with the city and post a bond in an amount not less than $25,000, valid and enforceable for 2 years from the date it is filed with the city. Subcontractors post a separate $10,000 bond valid for 1 year. Section 15.20.050 conditions the bond on indemnifying the property owner for costs and damages from work not performed in a workmanlike manner. Confirm your registration class with the Building Department before filing.

You need this bond if you're

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A general contractor seeking a building permit for work within Palos Hills
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Registering with the city for the first time as a general contractor
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Renewing your registration as your 2-year bond term approaches expiration
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Coordinating multiple jobs in the city under a single registration and bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.

Renewal falls on the statutory date, October 8, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Building Department. Your executed bond and power of attorney arrive by email, ready to file with your Palos Hills contractor registration and building permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Palos Hills general contractor bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every general contractor. The $25,000 bond amount and 2-year term are set by Municipal Code § 15.20.040, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
What if I'm a subcontractor, not a general contractor?Palos Hills sets a separate, smaller bond for subcontractors — $10,000, valid for 1 year, under the same Municipal Code § 15.20.040. Confirm your classification with the Building Department; we write the subcontractor bond too.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Palos Hills registration today.

$250 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →