Palos Heights contractor license bonds.
$100 flat.
Palos Heights' Building / Code Enforcement Department requires a $20,000 trade-specific bond, naming the City as obligee, before it will license a roofing, electrical, or other trade contractor. Ours is $100 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay, and no credit check.
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How much does a Palos Heights contractor license bond cost?
$100 at the $20,000 amount, the same for every applicant.
Three steps. One sitting.
Municipal contractor bonds are about the simplest thing in surety. Here's the whole process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Contractor license bonds like this issue right after purchase in most cases.
File with the Building / Code Enforcement Department
Your executed bond and power of attorney arrive by email, ready to file with Palos Heights' Building / Code Enforcement Department alongside your license application and certificate of insurance.
What it is and who needs it.
What the bond actually guarantees
Palos Heights' Building / Code Enforcement Department conditions a trade contractor's license — roofing, electrical, and similar trades — on a $20,000 surety bond naming the City as obligee, filed alongside a certificate of general liability and workers' compensation insurance of at least $500,000. The bond is the city's code-compliance and public-protection guarantee — it stands behind your promise to work to city licensing and building standards.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Palos Heights (the obligee), with property owners and the city as the protected parties. If your work violates the city's licensing terms and a covered loss results, the harmed party can recover against the bond, up to $20,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. Licenses expire one year from issuance, and the city will not issue a permit without an active license and bond on file, so we track the term and send renewal notices ahead of expiration.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Building / Code Enforcement Department. Your executed bond and power of attorney arrive by email, ready to file with Palos Heights' Building / Code Enforcement Department alongside your license application and certificate of insurance.
What sets the price
The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Illinois bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Palos Heights license application today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.