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Palos Heights contractor bonds.
$100 flat.

Palos Heights' Building / Code Enforcement Department requires a $20,000 trade-specific bond, naming the City as obligee, before it will license a roofing, electrical, or other trade contractor. Ours is $100 flat, set by our carrier's rate book for this bond. The bond issues the moment you pay, and the application collects no credit information.

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Required for roofing, electrical, and other trade contractor licenses in Palos Heights
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Fixed amount, fixed price — $20,000 bond, $100, no quote process
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Multi-year terms available — set it once for up to three years
A-ratedA.M. Best carriersInstantunderwriting processSoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Municipal contractor bonds are about the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Contractor license bonds like this issue right after purchase in most cases. At most, 1–2 business days.

SAME DAY

File with the Building / Code Enforcement Department

Your executed bond and power of attorney arrive by email, ready to file with Palos Heights' Building / Code Enforcement Department alongside your license application and certificate of insurance.

About this bond

What it is and who needs it.

What the bond actually guarantees

Palos Heights' Building / Code Enforcement Department conditions a trade contractor's license — roofing, electrical, and similar trades — on a $20,000 surety bond naming the City as obligee, filed alongside a certificate of general liability and workers' compensation insurance of at least $500,000. The bond is the city's code-compliance and public-protection guarantee — it stands behind your promise to work to city licensing and building standards.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Palos Heights (the obligee), with property owners and the city as the protected parties. If your work violates the city's licensing terms and a covered loss results, the harmed party can recover against the bond, up to $20,000.

It is not insurance for you — if the surety pays a claim, you repay the surety. Licenses expire one year from issuance, and the city will not issue a permit without an active license and bond on file, so we track the term and send renewal notices ahead of expiration.

City of Palos Heights Building / Code Enforcement DepartmentPalos Heights' Building / Code Enforcement Department administers trade contractor licensing and requires a $20,000 bond naming the City as obligee, along with proof of general liability and workers' compensation insurance, before issuing a license. We could not locate a codified ordinance section number for this requirement in the city's published code; confirm the current bond form directly with the department before filing.

You need this bond if you're

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Licensing as a roofing, electrical, or similar trade contractor in Palos Heights
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Renewing an expiring license whose bond term has run out
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Licensed elsewhere and expanding your service area to include Palos Heights
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Unsure whether your trade qualifies for a state-licensed reduction — check with the department, since some state-licensed trades have reduced city requirements

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Palos Heights contractor license bond?The premium is $100 flat, set by our carrier's rate book for this specific bond — the same for every trade contractor. The $20,000 bond amount is set by the city, so there is no quote process; $100 is the checkout price.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — it's not a deposit, and nobody holds your money.
How fast will I have the bond?Contractor license bonds like this issue right after purchase in most cases — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Do state-licensed trades still need this bond?Plumbing, alarm, and elevator contractors with a current state license have this bond, the registration fee, and the insurance requirement waived by Palos Heights. Electrical contractors must still provide a current state electrical license, but that's in addition to the city's fee, bond, and insurance requirements — it isn't a waiver. Confirm your trade's status with the Building / Code Enforcement Department before applying.
Related bonds

Other Illinois bonds.

Oak Forest Contractor License ($10,000)
The $10,000 City of Oak Forest contractor registration bond. $100 flat.
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Ottawa Contractor License ($10,000)
The $10,000 City of Ottawa contractor license bond. $100 flat.
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North Chicago Contractor License ($5,000)
The $5,000 City of North Chicago contractor license bond. $100 flat.
View bond →
Oglesby General Contractor ($10,000)
The $10,000 bond every City of Oglesby contractor license requires. $100 flat.
View bond →

Finish your Palos Heights license application today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Start application
Your price$100
Apply now →