Downers Grove contractor license bonds.
From $100. Enter your amount.
The Village of Downers Grove requires a contractor working within the Village to register with the Community Development Department and carry a surety bond as a condition of that registration before pulling a building permit. Premiums cost 0.5% of the bond amount, $100 minimum. The application collects no credit information, and most applications approve instantly.
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Apply to filed in one sitting.
The Downers Grove contractor bond is a short, standard-form filing. Enter your amount, pay, and file with the Village. Here is the whole thing:
Apply online
Your business details, the bond amount your registration requires, and the effective date — that is the entire application.
Approved
The application collects no credit information, and most applications approve instantly. If a check ever runs on a larger amount, it is a soft pull that will not touch your score.
File with the Village
Your executed bond arrives by email, ready to attach to your contractor registration or permit application at Community Development. Wet-ink originals mailed on request.
What it is and who needs it.
What the contractor license bond actually guarantees
Downers Grove requires a contractor to register with the Community Development Department before pulling a building permit, and conditions that registration on a surety bond that stands behind the contractor's work and compliance with the Village's building requirements.
It is a three-party arrangement: you (the principal), the surety carrier, and the Village of Downers Grove (the obligee), with the Village and the public as the protected parties. If a registered contractor's work causes damage the Village's ordinance covers, the Village can draw on the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. There is no single amount posted for every contractor: the Community Development Department sets the figure on your registration, and it can vary by the scope and type of work you register for. Enter the amount shown on your registration packet; we price the bond at 0.5% of that figure, $100 minimum.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields — no credit section, because this application doesn't collect credit information.
Start the application →Common questions.
Other Illinois bonds.
Finish your Downers Grove registration today.
From $100, soft pull only. Enter your amount and file with Community Development the same day. Free until issued.