The Village of Coal City requires a contractor doing business within the Village — general, carpentry, electrical, drywall, excavating, and related trades — to register with the Building Department and carry a surety bond as a condition of that registration. Premiums cost 0.5% of the bond amount, $100 minimum. The application collects no credit information, and most applications approve instantly.
















The Coal City contractor bond is a short, standard-form filing. Enter your amount, pay, and file with the Village. Here is the whole thing:
Your business details, the bond amount your registration requires, and the effective date — that is the entire application.
The application collects no credit information, and most applications approve instantly. If a check ever runs on a larger amount, it is a soft pull that will not touch your score.
Your executed bond arrives by email, ready to attach to your contractor registration or permit application at the Building Department. Wet-ink originals mailed on request.
Coal City's code defines a contractor broadly — general contractors along with carpentry, electrical, drywall, excavating, and similar trade contractors engaged in constructing, altering, or repairing buildings, structures, sidewalks, or street pavements — and requires each to register with the Building Department before working in the Village.
It is a three-party arrangement: you (the principal), the surety carrier, and the Village of Coal City (the obligee), with the Village and the public as the protected parties. If a registered contractor's work causes damage the Village's ordinance covers, or the contractor fails to comply with the registration requirements, the Village can draw on the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. There is no single amount posted for every trade: the Building Department sets the figure on your registration. Enter the amount shown on your registration packet; we price the bond at 0.5% of that figure, $100 minimum.
These are the actual underwriting fields — no credit section, because this application doesn't collect credit information.
Start the application →From $100, soft pull only. Enter your amount and file with the Building Department the same day. Free until issued.