Not in Illinois? Browse bonds by state

Cook County demolition bonds.
$100 flat.

Cook County requires a demolition contractor to post a $20,000 surety bond before the Department of Building and Zoning will issue a permit to demolish a structure of three stories or less — a taller structure, four stories or more, steps up to a $40,000 bond instead. Ours is $100 flat.

✓
Required before a demolition permit is issued for a structure of three stories or less
✓
Fixed price, fixed amount — $20,000 bond, $100, no quote process
✓
Filed with a $2 recording fee to the County Clerk alongside the bond itself
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Cook County demolition bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A demolition bond filing is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Building and Zoning

Your executed bond and power of attorney arrive by email in original form, ready to file with the Cook County Department of Building and Zoning alongside your demolition permit application and the County Clerk's $2 recording fee. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Cook County's Department of Building and Zoning conditions a demolition permit on a surety bond sized to the structure's height — $20,000 for a structure of three stories or less, stepping up to $40,000 for anything taller. The bond indemnifies the County against losses, costs, damages, or liabilities arising out of the demolition work, and the County requires an original signed bond plus a $2 recording fee payable to the County Clerk with every filing.

It's a three-party arrangement: you (the principal), the surety carrier, and Cook County (the obligee), with the County and nearby property owners as the protected parties. If demolition work causes damage the permit requirement is meant to guard against — an unsafe teardown, debris left on adjoining property, an unrestored site — a harmed party can recover against the bond up to the $20,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Confirm the story count on your specific structure before you apply: a four-story-or-taller building needs the County's $40,000 demolition bond instead of this one.

Cook County — Department of Building and ZoningCook County's demolition bond requirement, and the $20,000 amount for structures of three stories or less, is published on the County's own Building and Zoning Bonds page and demolition permit materials. We could not independently verify a citable County Code section number for the underlying requirement from a fetchable source, so confirm the current amount and any structure-specific distinctions directly with the Department before you apply.

You need this bond if you're

✓
Demolishing a structure of three stories or less anywhere in Cook County
✓
A demolition contractor pulling a County permit on a client’s behalf
✓
A property owner handling your own teardown and permit application
✓
Renewing a bond for a multi-phase demolition that spans more than one permit term
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Building and Zoning. Your executed bond and power of attorney arrive by email in original form, ready to file with the Cook County Department of Building and Zoning alongside your demolition permit application and the County Clerk's $2 recording fee. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Cook County demolition bond for structures of three stories or less?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $20,000 bond amount is set by the County for this height tier, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
What if my building is four stories or taller?Then you need Cook County's $40,000 demolition bond instead — the County sets a higher amount once a structure reaches four stories. Tell us the story count and we'll confirm which bond your permit actually needs.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Illinois bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Clear your Cook County demolition permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →