Cook County demolition bonds.
$100 flat.

Cook County requires a demolition contractor to post a $20,000 surety bond before the Department of Building and Zoning will issue a permit to demolish a structure of three stories or less — a taller structure, four stories or more, steps up to a $40,000 bond instead. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

Required before a demolition permit is issued for a structure of three stories or less
Fixed price, fixed amount — $20,000 bond, $100, no quote process
Filed with a $2 recording fee to the County Clerk alongside the bond itself
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
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NYCEDC
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A demolition bond filing is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Building and Zoning

Your executed bond and power of attorney arrive by email in original form, ready to file with the Cook County Department of Building and Zoning alongside your demolition permit application and the County Clerk's $2 recording fee. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Cook County's Department of Building and Zoning conditions a demolition permit on a surety bond sized to the structure's height — $20,000 for a structure of three stories or less, stepping up to $40,000 for anything taller. The bond indemnifies the County against losses, costs, damages, or liabilities arising out of the demolition work, and the County requires an original signed bond plus a $2 recording fee payable to the County Clerk with every filing.

It's a three-party arrangement: you (the principal), the surety carrier, and Cook County (the obligee), with the County and nearby property owners as the protected parties. If demolition work causes damage the permit requirement is meant to guard against — an unsafe teardown, debris left on adjoining property, an unrestored site — a harmed party can recover against the bond up to the $20,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. Confirm the story count on your specific structure before you apply: a four-story-or-taller building needs the County's $40,000 demolition bond instead of this one.

Cook County — Department of Building and ZoningCook County's demolition bond requirement, and the $20,000 amount for structures of three stories or less, is published on the County's own Building and Zoning Bonds page and demolition permit materials. We could not independently verify a citable County Code section number for the underlying requirement from a fetchable source, so confirm the current amount and any structure-specific distinctions directly with the Department before you apply.

You need this bond if you're

Demolishing a structure of three stories or less anywhere in Cook County
A demolition contractor pulling a County permit on a client’s behalf
A property owner handling your own teardown and permit application
Renewing a bond for a multi-phase demolition that spans more than one permit term

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Cook County demolition bond for structures of three stories or less?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $20,000 bond amount is set by the County for this height tier, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
What if my building is four stories or taller?Then you need Cook County's $40,000 demolition bond instead — the County sets a higher amount once a structure reaches four stories. Tell us the story count and we'll confirm which bond your permit actually needs.
Related bonds

Other Illinois bonds.

Clear your Cook County demolition permit today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →