The City of Oakbrook Terrace requires every contractor to register with Community Development and carry a $10,000 surety bond — the City states plainly that no permit is released to a contractor before that registration is complete. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A city contractor registration bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with Oakbrook Terrace's Community Development office alongside your permit application. Wet-ink original mailed on request.
Oakbrook Terrace, a small DuPage County city, does not release a building permit to any contractor who has not first registered with the Community Development department — and registration is conditioned on a $10,000 surety bond. The requirement is written broadly enough to cover general contractors, subcontractors, and specialty trades such as electricians and HVAC technicians working inside city limits.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Oakbrook Terrace (the obligee), with property owners and the City as the protected parties. If a bonded contractor's work causes damage the registration requirement is meant to guard against, a harmed party can recover against the bond up to the $10,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay in force for as long as you hold an active City registration, so keep your term current rather than letting it lapse mid-project.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.