Cary contractor bonds.
$100 flat.

The Village of Cary's Community Development Department requires every general contractor and subcontractor working in the Village — other than state-licensed plumbing, fire alarm, and fire sprinkler contractors — to carry a $10,000 surety bond, renewed annually. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.

Required annually of general contractors and subcontractors working in the Village of Cary
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Runs to December 31 — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
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How it works

Three steps. One sitting.

A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file with the Community Development Department alongside your annual contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Cary is a McHenry County village, and like most Illinois municipalities it does not rely on a statewide contractor license — its Community Development Department requires every general contractor and subcontractor to carry a $10,000 surety bond, renewed annually. The Village exempts contractors who are already state-licensed for plumbing, fire alarm, or fire sprinkler work from this bonding requirement.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Cary (the obligee), with the Village itself as the protected party against loss, cost, damage, or liability arising from a bonded contractor's work performed under the Village's authorization.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond and the registration both run on an annual cycle, and Cary's registration fee steps down mid-year (from $75 to $38 after July 1), so time your renewal to the Village's calendar.

Village of Cary — Community Development DepartmentCary's own Contractors & Bonds page describes the $10,000 annual bond requirement and the plumbing/fire alarm/fire sprinkler exemption in narrative terms without citing a separate municipal-code section number, so confirm the current bond amount and any class distinctions directly with the Community Development Department before you apply.

You need this bond if you're

A general contractor or subcontractor working in Cary — new registrants and annual renewals
Renewing your Village contractor registration before your current bond lapses
A contractor new to the Cary market bidding or booking your first local job
Reinstating a lapsed registration that needs a fresh bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Cary, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every general contractor and subcontractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Am I exempt because I'm state-licensed?Only if your license is for plumbing, fire alarm, or fire sprinkler work — Cary exempts those specific state-licensed trades from its bonding requirement. Every other general contractor and subcontractor still needs the $10,000 bond.
Related bonds

Other Illinois bonds.

Clear Cary's registration desk today.

$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →