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Cary contractor license bonds.
$100 flat.

The Village of Cary's Community Development Department requires every general contractor and subcontractor working in the Village — other than state-licensed plumbing, fire alarm, and fire sprinkler contractors — to carry a $10,000 surety bond, renewed annually. Ours is $100 flat.

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Required annually of general contractors and subcontractors working in the Village of Cary
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Runs to December 31 — set it up once.
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Cary contractor license bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Village

Your executed bond and power of attorney arrive by email, ready to file with the Community Development Department alongside your annual contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Cary is a McHenry County village, and like most Illinois municipalities it does not rely on a statewide contractor license — its Community Development Department requires every general contractor and subcontractor to carry a $10,000 surety bond, renewed annually. The Village exempts contractors who are already state-licensed for plumbing, fire alarm, or fire sprinkler work from this bonding requirement.

It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Cary (the obligee), with the Village itself as the protected party against loss, cost, damage, or liability arising from a bonded contractor's work performed under the Village's authorization.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond and the registration both run on an annual cycle, and Cary's registration fee steps down mid-year (from $75 to $38 after July 1), so time your renewal to the Village's calendar.

Village of Cary — Community Development DepartmentCary's own Contractors & Bonds page describes the $10,000 annual bond requirement and the plumbing/fire alarm/fire sprinkler exemption in narrative terms without citing a separate municipal-code section number, so confirm the current bond amount and any class distinctions directly with the Community Development Department before you apply.

You need this bond if you're

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A general contractor or subcontractor working in Cary — new registrants and annual renewals
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Renewing your Village contractor registration before your current bond lapses
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A contractor new to the Cary market bidding or booking your first local job
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Reinstating a lapsed registration that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Village. Your executed bond and power of attorney arrive by email, ready to file with the Community Development Department alongside your annual contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Cary, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every general contractor and subcontractor. The $10,000 bond amount is set by the Village, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
Am I exempt because I'm state-licensed?Only if your license is for plumbing, fire alarm, or fire sprinkler work — Cary exempts those specific state-licensed trades from its bonding requirement. Every other general contractor and subcontractor still needs the $10,000 bond.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Clear Cary's registration desk today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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