The Village of Cary's Community Development Department requires every general contractor and subcontractor working in the Village — other than state-licensed plumbing, fire alarm, and fire sprinkler contractors — to carry a $10,000 surety bond, renewed annually. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — a soft credit pull at most, never a hard inquiry.
















A small-village contractor registration bond is about the simplest filing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the Community Development Department alongside your annual contractor registration. Wet-ink original mailed on request.
Cary is a McHenry County village, and like most Illinois municipalities it does not rely on a statewide contractor license — its Community Development Department requires every general contractor and subcontractor to carry a $10,000 surety bond, renewed annually. The Village exempts contractors who are already state-licensed for plumbing, fire alarm, or fire sprinkler work from this bonding requirement.
It's a three-party arrangement: you (the principal), the surety carrier, and the Village of Cary (the obligee), with the Village itself as the protected party against loss, cost, damage, or liability arising from a bonded contractor's work performed under the Village's authorization.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond and the registration both run on an annual cycle, and Cary's registration fee steps down mid-year (from $75 to $38 after July 1), so time your renewal to the Village's calendar.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.