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Normal liquor license bonds.
$100 flat.

The Town of Normal's Town Clerk's Office requires a $10,000 surety bond among the documents filed with every liquor license application — alongside dram shop insurance, a resident agent, and a financial statement, under Municipal Code § 4.5. Ours is $100 flat. The bond issues the moment you pay — no credit check.

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Required with every Town of Normal liquor license application under Municipal Code § 4.5
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Licenses run April 1 – March 31 — file your bond ahead of the annual cycle
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
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Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Normal liquor license bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A Normal liquor license bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Town Clerk's Office

Your executed bond and power of attorney arrive by email, ready to file with your liquor license application at least 30 days before the license takes effect, per the Town's own filing window. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The Town of Normal's Liquor Commission and Town Clerk's Office require a $10,000 surety bond as part of the liquor license application packet, alongside dram shop insurance, a resident agent designation, and a financial statement — the bond and the insurance answer different questions, and Normal requires both.

It's a three-party arrangement: you (the principal), the surety carrier, and the Town of Normal (the obligee), with the Town itself as the protected party against a licensee's failure to comply with the liquor licensing ordinance. Dram shop claims from third parties run through your separate liquor liability insurance, not this bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Normal licenses run on a fixed April 1 – March 31 cycle regardless of when you first apply, so time your bond's effective date to that calendar.

Normal Municipal Code § 4.5The Town of Normal's own licensing page for liquor licenses directs applicants to Municipal Code § 4.5 for the full application requirements, which include a surety bond, dram shop insurance, a resident agent, a financial statement, and a business plan. Confirm the current bond amount and any classification-specific variations with the Town Clerk's Office before filing.

You need this bond if you're

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Applying for a new Town of Normal liquor license — retail, restaurant, or other classification
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Renewing a liquor license ahead of the April 1 renewal cycle
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Transferring a liquor license to a new owner or location within Normal
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Reinstating a lapsed liquor license that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Town Clerk's Office. Your executed bond and power of attorney arrive by email, ready to file with your liquor license application at least 30 days before the license takes effect, per the Town's own filing window. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Normal, Illinois liquor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $10,000 bond amount is set by the Town under Municipal Code § 4.5, so there is no quote process.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
Does this bond replace my dram shop insurance?No. Normal requires both — the surety bond and separate dram shop liability insurance — as distinct line items in your liquor license application. This bond doesn't satisfy the insurance requirement, and the insurance doesn't satisfy the bond.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Clear Normal's Liquor Commission filing today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
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