ID escrow agency bonds.
$600 flat. Soft pull.
Idaho requires a licensed escrow agency to file a $20,000 surety bond with the Department of Finance under the Idaho Escrow Act. Ours is $600 flat — 3% of the bond amount — with one soft credit pull that never affects your score.
Trusted by industry leaders
Three steps to filed.
Your escrow license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Finance
Pay online and receive the executed bond, ready to file with your escrow agency license application or renewal. Wet-ink originals mailed whenever the Department insists.
The whole pricing page.
$20,000 bond × 3% = $600, one-time per term. Entry-level amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Idaho licenses escrow agencies through the Department of Finance under the Idaho Escrow Act. The bond is a consumer-protection guarantee: it stands behind your faithful handling of the escrow trust funds people place with you during a transaction.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Idaho together with anyone harmed (the protected parties). If an agency fails to abide by the Idaho Escrow Act and causes loss to a person, that person can recover against the bond up to its penal sum.
The required amount scales with your trust balance. The $20,000 bond is the entry-level figure for agencies whose average month-end escrow trust account balance is $50,000 or less; larger balances require a larger bond. Send us your figures and we'll confirm which applies.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Idaho escrow agency bond? +
Do I pay the $20,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Department of Finance is waiting on one document.
$600 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.