When the court or the trust instrument requires it, a trustee must post a bond.
It guarantees the faithful performance of the trustee’s fiduciary duties.
The court sets the amount to protect the beneficiaries — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.
















When a trust instrument requires bond, or a court orders one, that bond gates the trustee’s authority to act. Here is the whole process:
Apply online with the order or trust provision requiring the bond, the trust’s value, and the trustee’s details. The value of the trust drives the penal sum.
A specialist reviews the file, a credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large trust.
Once you bind, we issue the executed bond on the required form with the power of attorney attached, ready to file so the trustee can act with full authority.
A trustee holds and manages trust property for the beneficiaries. Hawaii doesn’t bond every trustee — but when the trust instrument requires it, or a court finds a bond is needed to protect the beneficiaries, the trustee must give bond.
The trustee bond secures the faithful performance of the trustee’s duties: investing prudently, accounting honestly, and distributing as the trust directs. If the trustee breaches those duties, the bond makes the beneficiaries whole and the surety looks to the trustee to repay it.
Because the surety stands behind the trust, the bond is underwritten on the trustee’s credit and finances, and a large trust can require collateral. The court can also specify the liabilities the bond secures, and modify or terminate it later.
These are the actual underwriting fields — the order or trust provision, the trust’s value, the trustee, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Send us the order or trust provision and the trust’s value, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.