Hawaii probate & fiduciary bonds.
We size, underwrite & quote it.

Before some fiduciaries can act, the court requires a bond.
It guarantees you’ll administer the estate honestly and according to law.
The court sets the amount to the size of the estate — and we underwrite it.
A surety specialist reviews your file and returns a quote, usually within one business day.

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Required of a personal representative when demanded or ordered under HRS § 560:3-603, unless waived

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Amount is set by the court to the estate’s value, assets, and beneficiaries

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Underwritten on personal credit and financials; collateral may apply to a large estate

Underwrittencourt sets the amountA-ratedA.M. Best carriers1 business daytypical specialist reply

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How it works

Built for the appointment.

A bond that’s demanded or ordered has to be filed before the fiduciary has full authority to act, so it’s usually the gating step. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the order or petition setting the bond, the estate’s value, and the fiduciary’s details. The estate size and any restricted assets drive the penal sum.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the file, a personal credit check, and any financials, then returns a quote. The amount is set by the court — underwriting decides approval and any collateral on a large estate.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form, payable as the statute requires, ready to file so you can act with full authority.

About this bond

What it is and who needs it.

What a fiduciary bond protects

When the court appoints you to handle someone else’s money — as a personal representative of an estate, or a guardian or conservator for a protected person — it may require a bond before you can fully act.

The fiduciary bond guarantees that you perform all your duties according to law: that you inventory the assets, account honestly, and don’t misuse the estate. If you breach those duties, the bond makes the estate or protected person whole — and the surety looks to you to repay it.

Because the surety stands behind the estate, the bond is underwritten on your personal credit and finances, and a large estate can require collateral or restricted-asset arrangements. We tell you what your file needs before you commit.

Hawaii StatuteUnder Hawaii’s Uniform Probate Code, HRS § 560:3-603 provides that no bond is required of a personal representative unless demanded by an interested person, ordered by the court, or required by an express provision in the will. The terms and conditions of any required bond are governed by HRS § 560:3-606. For a protected person, HRS § 560:5-415 lets the court require a conservator to furnish bond conditioned on faithful discharge of all duties, generally in the amount of the aggregate capital value of the property in the conservator’s control plus one year’s estimated income.

You need this bond if you’re

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A personal representative (executor or administrator) appointed to administer a Hawaii estate

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A guardian of the property of a minor or an incapacitated adult under chapter 560

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A conservator managing assets for a protected person under HRS § 560:5-415

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Counsel or a family member arranging the bond so the fiduciary can act with full authority

The application takes about ten minutes.

These are the actual underwriting fields — the estate, the bond amount the court set, the fiduciary, and your finances. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →

FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

What is a Hawaii probate or fiduciary bond? +

It is the bond a court requires of a fiduciary — a personal representative, guardian, or conservator — to guarantee faithful administration. Under HRS § 560:3-603 and § 560:3-606 it is conditioned on the performance of all the fiduciary’s duties according to law, protecting the estate or protected person from mismanagement or fraud.

How much does it cost? +

It is underwritten, not flat-rated. The court sets the penal sum to the size of the estate — under HRS § 560:3-606 for a personal representative, or § 560:5-415 for a conservator. A surety specialist then reviews the fiduciary’s personal credit and finances and returns a premium quote, usually within one business day.

Who decides the bond amount? +

The court does. For a personal representative, HRS § 560:3-606 sets the terms of any required bond. For a conservator, HRS § 560:5-415 sets it at the aggregate value of the property plus one year’s estimated income. We size and underwrite the bond to whatever the court sets.

Can the bond be waived? +

Sometimes. Under HRS § 560:3-603, a personal representative needs no bond unless an interested person demands it, the court orders it, or the will requires it — and a will can also expressly waive it. Where it isn’t waived, the representative must file a bond when demanded or ordered.

How fast can the bond be issued? +

A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form, payable as the statute requires, ready to file so you can act with full authority.

Related bonds

Other New York bonds.

Get bonded so you can administer the estate.

Send us the estate details and the amount the court set, and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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