Georgia conditions an insurance counselor license on a fixed $5,000 bond filed with the Commissioner of Insurance and Safety Fire. Ours is $275 flat — the minimum, since 3% of $5,000 is below it — and the application is five minutes.
















License bonds are the simplest thing in surety. Here’s the entire process:
Business details and an effective date. That’s the application — no financials and no credit check section on this bond.
Small fixed license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed $5,000 bond and power of attorney arrive by email, ready to upload to NIPR or Sircon with your counselor license application. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, but our floor is $275 — so the price is $275, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A Georgia insurance counselor is licensed to advise clients on insurance for a fee, and the Commissioner of Insurance and Safety Fire conditions that license on a $5,000 surety bond. The bond is a client-protection guarantee: it stands behind your faithful performance of the services you’re engaged to provide.
It’s a three-party arrangement: you (the principal), the surety carrier, and the State of Georgia (the obligee), with your clients as the protected parties. If a counselor violates the insurance laws or fails to perform contracted services, a harmed client can recover against the bond up to $5,000.
It is not insurance for you — if the surety pays a valid claim, you repay the surety. The bond must stay in force for the life of your license; we track it and send renewal notices 60 and 30 days out so it never lapses over a missed email.
These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.