St. Johns County contractor license bonds.
$100 flat.

St. Johns County conditions a local contractor registration on a fixed $3,000 license bond, filed with the County’s Building Services / Contractor Licensing division. Ours is $100 flat — set by our carrier’s rate book for this specific bond, not a percentage of the amount. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required to register as a contractor in St. Johns County under County Ordinance 2002-48

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Fixed $3,000 amount — same bond for every registered contractor

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No credit info collected — and multi-year terms if you want to set it and forget it

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

Trusted by industry leaders

How it works

Three steps. One sitting.

Contractor license bonds are about the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with St. Johns County

Your executed bond arrives by email, ready to file with St. Johns County Building Services / Contractor Licensing. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

St. Johns County licenses and registers contractors through its Building Services / Contractor Licensing division, and County Ordinance 2002-48 (alongside Florida’s contractor law in Chapter 489) conditions that registration on a $3,000 surety bond. The bond is a public-protection guarantee that you build to code and honor County permit rules.

It runs to St. Johns County as obligee. If a registered contractor performs work that violates County codes or ordinances and the County or a harmed party suffers a loss, they can recover against the bond up to the $3,000 amount.

It is not insurance for you. If the surety pays a claim, you repay the surety. Contractors who pull proper permits and build to code treat the bond as a registration formality, not a risk.

St. Johns County Ordinance 2002-48 (Fla. Stat. ch. 489)St. Johns County registers contractors through its Building Services / Contractor Licensing division and conditions registration on a $3,000 surety bond under County Ordinance 2002-48, alongside Florida’s contractor licensing law in Chapter 489, Florida Statutes. Confirm the bond amount on your County registration packet.

You need this bond if you're

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Registering as a contractor with St. Johns County for the first time

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Renewing your County registration and your current bond is expiring

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A specialty / trade contractor the County requires to register and bond locally

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An out-of-area contractor taking on work in unincorporated St. Johns County

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond's application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the St. Johns County contractor bond?The premium is $100 flat, set by our carrier’s rate book for this specific bond. The bond amount is fixed at $3,000 by County Ordinance 2002-48, but the price is not a percentage of that amount — every registered contractor pays $100. There is no quote process.

Do I pay the $3,000?No. You pay $100. The $3,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?St. Johns County, through its Building Services / Contractor Licensing division, under County Ordinance 2002-48. It is a local registration requirement separate from any state contractor license.

Is there a credit check?The application collects no credit information. Most applications approve instantly.

When does it renew?The bond must stay active for as long as you hold the County registration. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Finish your St. Johns County registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

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Your price$100

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St. Johns County contractor license bonds.$100 flat.