Florida rebuilt-vehicle inspection bonds.
$1,000 flat.

Florida lets approved private facilities inspect rebuilt (salvage-title) vehicles, and conditions that authorization on a $100,000 surety bond filed with the Department of Highway Safety and Motor Vehicles under Fla. Stat. §319.141. Ours is $1,000 flat.

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Required to run a rebuilt motor vehicle inspection facility under the DHSMV pilot inspection program

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Fixed amount, fixed price — $100,000 bond, $1,000, no quote theater

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and the price stays $1,000 either way

A-ratedA.M. Best carriersInstantissued the moment you payTo Sep 30fixed expiry date

Trusted by industry leaders

How it works

Three steps to authorized.

Your inspection-facility authorization is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with the DHSMV

Pay online and receive the executed bond, ready to file with the Department of Highway Safety and Motor Vehicles for your facility authorization. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Florida requires a rebuilt (formerly salvage) vehicle to pass a DHSMV inspection before it can be retitled and put back on the road. The state authorizes certain private inspection facilities to perform those inspections, and conditions that authorization on a $100,000 surety bond under Fla. Stat. §319.141.

The bond runs in favor of the Department of Highway Safety and Motor Vehicles. In plain terms, it backs the integrity of the inspections you certify: if your facility's violations force the Division to re-inspect vehicles or causes the state loss, the bond is available to cover those costs.

It is not insurance for you — if the surety pays a claim, you repay the surety. Facilities that run clean inspections and keep good records treat the bond as an authorization formality, not a risk.

Fla. Stat. §319.141 (Rebuilt Motor Vehicle Inspection Program)Florida Statutes §319.141 establishes the rebuilt motor vehicle inspection program and requires an authorized inspection facility to have and maintain a surety bond (or irrevocable letter of credit) of $100,000 in favor of the Department of Highway Safety and Motor Vehicles, issued by an entity licensed to do business in Florida. Confirm the current amount and filing requirements on your DHSMV paperwork.

You need this bond if you're

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Applying to operate a rebuilt-vehicle inspection facility authorized by the DHSMV

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Renewing your facility authorization and your current bond is expiring or non-renewing

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A body shop or salvage rebuilder adding state-authorized rebuilt inspections

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Replacing a letter of credit with a cheaper surety bond for the same $100,000

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

Do I pay the $100,000?No. You pay $1,000 — the fixed price for this bond. The $100,000 is the surety's maximum liability to the DHSMV; it's not a deposit, and nobody holds your money.

Who requires this bond?The Florida Department of Highway Safety and Motor Vehicles requires it as a condition of operating a rebuilt motor vehicle inspection facility, under Fla. Stat. §319.141. No active bond, no authorization.

What does the bond guarantee?It runs in favor of the DHSMV and backs the integrity of the rebuilt-vehicle inspections your facility certifies. If your violations cause the Division loss — for example, forcing re-inspections — the bond is available to cover it, and if the surety pays you repay the surety.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The price stays $1,000 either way.

When does it renew?This bond carries statutory renewal dates (commonly September 30). This bond runs to September 30 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out, with autopay available, so your authorization never lapses over a missed email.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

The DHSMV is waiting on one document.

$1,000 flat, short application, bond issued when you pay. Free until issued.

Start application

Your price$1,000

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