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Florida title agency bonds.
$350 flat.
To be appointed by a title insurer in Florida, a title insurance agency must carry a $35,000 surety bond under Fla. Stat. §626.8419, payable to the appointing insurer. Ours is $350 flat.
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Three steps to appointed.
Your title insurer appointment is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Agency details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & give it to your title insurer
Pay online and receive the executed bond, made payable to your appointing title insurer, ready to satisfy your appointment requirement. Wet-ink originals mailed on request.
What it is and who needs it.
What the bond actually guarantees
Florida title insurance agencies are regulated by the Department of Financial Services. Before a title insurer will appoint an agency, Fla. Stat. §626.8419 requires the agency to obtain a surety bond in an amount of at least $35,000, made payable to the title insurer (or insurers) appointing it.
The bond is for the benefit of an appointing title insurer that is damaged by the agency's violation of its contract with that insurer. It is a separate requirement from the agency's fidelity bond (at least $50,000) and errors-and-omissions coverage — the statute calls for all three, and a title insurer may not provide the surety bond on the agency's behalf.
The bond must stay in effect and unimpaired as long as the agency is appointed, and the agency provides annual written proof to the insurer that it remains in force. We track it and notify you 60 and 30 days out so your appointment never lapses over a missed renewal.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Florida bonds.
Your title insurer appointment is waiting on one document.
$350 flat, short application, bond issued when you pay. Free until issued.