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Florida home warranty association bonds.
$750 flat.
Before the Office of Insurance Regulation licenses a Florida home warranty association, the association deposits at least $100,000 in securities, or at least $25,000 in securities plus a $75,000 surety bond filed with the Office (Fla. Stat. §634.305). Our premium for the $75,000 bond is $750 flat.
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Three steps. One sitting.
No underwriting queue for the $75,000 bond — apply, pay, and file it with the OIR. Here is the whole thing:
Apply online
Your association details, the effective date, and $75,000 typed in the bond amount field — that is the entire application.
Issued on the spot
The application collects no credit information, so most applicants issue as soon as they pay.
File with the Office of Insurance Regulation
File the executed bond with the OIR, alongside your $25,000 securities deposit. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the warranty bond actually covers
Florida regulates warranty associations under Chapter 634 of the Florida Statutes: home warranty associations under Part II (§§634.301–634.348) and service warranty associations under Part III. Each must keep a deposit of securities with the state, and the statute lets an association replace part or all of it with a surety bond.
A home warranty association deposits at least $100,000 in securities, or at least $25,000 in securities plus a $75,000 surety bond filed with the Office (Fla. Stat. §634.305). The bond must serve the same purpose as the deposit it replaces, and the Office must approve it. A service warranty association follows §634.405 instead: its security depends on its gross written premiums and on whether it is a warrantor or a warranty seller (for most, $50,000, $75,000 or at least $100,000), and the Office may accept a surety bond in its place.
The bond guarantees the association will faithfully perform its warranty contracts. It cannot be canceled without at least 60 days' written notice to the OIR, and a replacement must be filed within 30 days of any termination notice. We issue the $75,000 bond at $750 flat — the application collects no credit information.
You need this bond if you are
One application, issued on the spot.
Type $75,000 in the bond amount field and submit — the executed bond is generated instantly, ready to file with the OIR.
Start the application →Common questions.
Other Florida bonds.
Home warranty association bond, issued today.
$750 flat for the $75,000 bond, short application. File it with the OIR the same day.