Okeechobee County street opening bonds.
From $100.

Before construction starts under a county right-of-way permit, Okeechobee County requires financial assurance of 125% of the estimated construction cost, as certified by a Florida-licensed engineer. A surety bond is one accepted form, guaranteeing you restore the road. Pricing is 1% of the bond amount, $100 minimum.

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Accepted by Okeechobee County as financial assurance before right-of-way permit work (Code §58-37)

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Sized at 125% of the estimated construction cost, as certified by a Florida-licensed engineer

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1% of the bond amount, $100 minimum. Enter the 125% figure and the premium updates.

1% / $100 minset by the bond amountExact priceshown in the calculatorNo credit fieldsin the application

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How it works

Three steps. One sitting.

No underwriting queue for the standard street opening bond — enter your amount, pay, and file with the County. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount (125% of the certified cost), and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

Most applications approve instantly — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with Okeechobee County

Submit the executed bond to the County before construction starts under your right-of-way permit. Wet-ink originals mailed whenever the County insists.

About this bond

What it is and who needs it.

What the street opening bond actually guarantees

Okeechobee County's Code calls this financial assurance. Section 58-37 requires it before any construction under a county right-of-way permit, such as a utility line, a culvert or a driveway connection; single-family residential culverts and driveway connections are exempt. The assurance can be a cash deposit, a bank letter of credit, or a surety bond from a company rated A or better by A.M. Best, in a form the County accepts. It guarantees the County that you will backfill, repave, and restore the right-of-way to its standards.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and Okeechobee County (the obligee, the party the bond protects). If the cut is left unrestored, settles, or fails within the one-year warranty period, the County can recover its repair cost against the bond.

It is not insurance for you — if the surety pays the County, you repay the surety. Contractors who restore the road properly treat the bond as a permit formality. We issue the amount you need, 125% of the certified cost, priced from $100 — the application collects no credit information.

Okeechobee County Code §58-37 (financial assurance)Section 58-37(a): before any construction under a county right-of-way permit, the applicant must give the County financial assurance of 125 percent of the estimated construction cost, as certified by an engineer licensed in Florida. It may be a cash deposit, a letter of credit from a bank doing business in Florida, or a surety bond from a company rated A or better by A.M. Best, and its form and issuer must be acceptable to the County. Single-family residential culverts and driveway connections are exempt, as are government agencies working with their own personnel (§58-40(2)); utilities are exempt only from the permit fee (§58-40(3)). Permits run through the Community Development Department (Building and Permitting).

You need this bond if you are

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A utility or site contractor cutting an Okeechobee County road to run a line or connection

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Building a commercial or multi-family driveway or culvert in the county right-of-way (single-family ones are exempt)

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A directional-boring or excavation crew working under or across a county street

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A developer or builder starting construction under a county right-of-way permit

One application, issued on the spot.

Submit the application with the 125% bond amount — the executed bond is generated instantly, ready to file with your permit.

Start the application →

FAQ

Common questions.

How much is the Okeechobee County street opening bond?The bond is priced at 1% of the bond amount, $100 minimum. The amount itself is fixed by Code §58-37: 125% of the estimated construction cost, as certified by a Florida-licensed engineer. Enter that figure and your exact price appears at the application.

Why does the County require it?The County requires financial assurance before construction under a right-of-way permit, and a surety bond is one accepted form, alongside cash and a bank letter of credit. The bond guarantees that after you open the road you will backfill, repave, and restore the right-of-way to County standards. If you do not, the County can recover its repair cost against the bond.

Is there a credit check?The application collects no credit information, and most applications approve instantly.

What amount should I enter?Enter 125% of your engineer's certified estimate of the construction cost. Single-family residential driveways and culverts need no assurance. If you are unsure of the figure, send us the estimate and we'll confirm it with the County's Community Development Department.

Where do I file it?With Okeechobee County, before construction starts under your right-of-way permit. Permits run through the Community Development Department (Building and Permitting). We issue the executed bond ready to submit.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

Street opening bond, issued today.

Priced from $100. Enter the amount Okeechobee County required and see your exact price before you file.

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