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Lake Wales contractor license bonds.
$100 flat.

The Lake Wales Building Division requires a $5,000 registration bond from registered contractors, filed with a competency card, before it will approve them to work and pull permits inside the city. Ours is $100 flat. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

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Required by the Lake Wales Building Division from registered contractors working in the city
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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Multi-year terms available — set it once and forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Municipal registration bonds are the simplest thing in surety. Here's the whole process:

NOW · ONLINE

Apply online

Business details, your state license number, and an effective date. No financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

Register with the Building Division

Your executed bond arrives by email, ready to file with the Lake Wales Building Division registration sheet. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Lake Wales contractor registration bond is a compliance and consumer-protection guarantee. Before the city lets a registered contractor pull permits, it wants a financial backstop that the contractor will follow the city's zoning and other ordinances, and won't leave a customer or the city holding the bag.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lake Wales (the obligee, the party the bond is payable to). The city code makes the bond payable to the city and the consumer, so your customers are protected too. If a contractor breaks the city's zoning or other ordinances and a customer or the city is harmed, the harmed party can recover against the bond.

The bond must stay active for the life of your city registration. Let it lapse and your registration can be pulled — so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.

Lake Wales Code of Ordinances §7-7(d)City of Lake Wales Code of Ordinances §7-7(d), "Insurance and bond" (Ord. 2003-13): the contractor files with the building official a $5,000 bond, executed by good and sufficient surety, payable to the city and consumer. The City’s Contractor’s Information Sheet asks registered contractors only for a bond and a competency card.

You need this bond if you're

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A registered contractor — the bond goes in with your competency card and registration sheet
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A registered general, building, or specialty contractor working inside Lake Wales city limits
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A registered mechanical, electrical, or plumbing contractor the Building Division requires to register
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Renewing your city registration after your prior bond expired or was non-renewed

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information for this bond.

Start the application →
FAQ

Common questions.

How much is the Lake Wales contractor bond?The premium is $100 flat, set by our carrier’s rate book for this specific $5,000 bond — not a percentage of the bond amount. Same number for every contractor. No quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Municipal registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?The application collects no credit information for this bond — there's no credit section to fill out. Most applications approve instantly.
Which contractors need this bond?Registered contractors. The City’s Contractor’s Information Sheet asks registered contractors only for this bond and a competency card, along with your state license number. We issue the bond; the city handles the registration.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your Lake Wales registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →