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Bay County waste management bonds.
$100 flat.

Bay County lets a hauler or business pay its solid waste disposal charges by monthly bill, through a credit payment account, instead of in cash at the time of disposal. To open one, the account holder posts a security deposit with the Bay County Clerk of Court: cash, a letter of credit, or a surety bond such as this $5,000 one. Ours is $100 flat, issued instantly.

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Secures a Bay County solid waste credit payment account — monthly billing for disposal at County facilities
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Fixed amount, fixed price — $5,000 bond, $100, no quote process
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Only for credit accounts — pay cash at the time of disposal and you post no deposit
A-ratedA.M. Best carriersInstantunderwriting process$100 flatissued instantly
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

A small municipal bond like this is about the simplest thing in surety. Here is the whole process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

Post it with the Clerk of Court

Your executed bond arrives by email. Post it with the Bay County Clerk of Court as your security deposit, and send the account agreement to the County’s Solid Waste Accounts Supervisor. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Bay County's Solid Waste Management Policy Manual (Resolution 3063, 2011) lets a business that uses the County's disposal facilities (its landfill, waste-to-energy facility and transfer stations) pay its disposal charges by monthly bill through a credit payment account, once the Solid Waste director approves it. To open one, the business posts a security deposit with the Bay County Clerk of Court, in cash, a letter of credit or a surety bond. The County's commercial hauler license (Resolution 1624) does not call for a bond: this deposit secures the credit account and nothing else.

The deposit is meant to cover two months of your bills. The Solid Waste director sets each account's amount from its average monthly tonnage over the previous twelve months, times two, times the current tipping fee (a new hauler's starts from its collection vehicles), and the County reviews it every year. Licensed commercial haulers and heavy private industry have a $5,000 minimum. This bond is written at $5,000, so it fits an account whose deposit the County sets at $5,000; ask the Solid Waste Accounts Supervisor what yours is before you buy.

It is not insurance for you — if the surety pays a claim, you repay the surety. If a bill is still unpaid 45 days after billing, the director has the Clerk collect it from the deposit, and you pay cash at disposal until the deposit is back to its full amount. The County releases the deposit only after you cancel the account and pay any balance in full.

Bay County Resolution 3063 (2011), Solid Waste Management Policy Manual §4.3Bay County Board of County Commissioners Resolution 3063 (Aug. 2, 2011) adopts the Solid Waste Management Policy Manual. Under §4.3, a user that opens a credit payment account at the County’s disposal facilities posts a security deposit (cash, a surety bond or a letter of credit) with the Clerk of Court, sized to two months of billings and set by the Solid Waste director; the minimum is $5,000 for licensed commercial haulers and heavy private industry. Municipal and other government users are exempt. The commercial hauler license (Resolution 1624) requires no bond.

This bond is for you if you are

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A licensed commercial hauler opening a credit payment account at Bay County disposal facilities
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A heavy or light private industry business that wants a monthly bill instead of paying cash at disposal
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An out-of-town contractor holding a local government contract of at least one year
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An account holder whose deposit is $5,000, the amount this bond is written at

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Bay County waste management bond?The premium is $100 flat, one-time — the price you see is the checkout price for the $5,000 bond. Same for every applicant, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the most the surety can be asked to pay toward unpaid disposal bills. The bond stands in for a cash deposit, so none of your cash is held.
How fast will I have the bond?Small fixed-amount municipal bonds like this are among the thousands of bond types that issue right after purchase — many haulers finish the application and have the bond in the same sitting.
Is there a credit check?The application collects no credit information — there's no SSN or credit section to fill out. Most applications like this approve instantly.
How long does the deposit stay in place?For as long as your credit payment account is open. The County reviews each deposit every year and adjusts it as needed, and releases it only after you cancel the account and pay any balance in full. Our bond runs one year at a time; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Post your Bay County disposal account deposit today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →