DE check casher bonds.
$100 flat.
Delaware licenses a casher of checks, drafts or money orders through the Office of the State Bank Commissioner, and 5 Del. C. § 2714 conditions that license on an original corporate surety bond in the principal sum of $5,000 — ours is $100 flat, and the price you see is the price at checkout. The application collects no credit information, and most applications approve instantly.
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Three steps. One sitting.
A $5,000 statutory license bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, an effective date, and the term you want. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the State Bank Commissioner
Your executed bond and power of attorney arrive by email, ready to file with a new or renewal license application at the Office of the State Bank Commissioner. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Delaware does not let anyone cash a check, draft or money order for a fee without a license. Subchapter II of Chapter 27 of Title 5 puts that licensing in the hands of the Office of the State Bank Commissioner, and § 2714 requires every licensee to file an original corporate surety bond in the principal sum of $5,000, written by a surety authorized to transact business in Delaware, in a form satisfactory to the Commissioner. The chapter reaches fixed storefronts, mobile units — a vehicle or other movable means of cashing checks — and limited stations that serve the employees of a single business.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Delaware (the obligee). The bond runs to the State for the benefit of the Office of the State Bank Commissioner and of every consumer injured by a wrongful act, omission, default, fraud or misrepresentation by a licensee. It compensates a consumer's actual losses — and by statute it does not answer to business creditors, third-party service providers, agents, or people otherwise in the licensee's employ.
It is not insurance for you — if the surety pays a claim, you repay the surety. Claims are paid to the Commissioner's office within 90 days of receipt, with daily interest at the legal rate on anything paid later. A surety cannot walk away quietly either: cancellation is only effective if written notice of intent to cancel is filed with the Commissioner at least 30 days beforehand. Keep the filing continuous — we track your term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. This application doesn't collect credit information.
Start the application →Common questions.
Other Delaware bonds.
Finish your check casher license today.
$100 flat, no quote process, bond often issued in the same sitting. Free until issued.