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Delaware debt management services bonds, corporate or LLC.
From $250.

A corporation or LLC providing debt-management services to Delaware residents is licensed by the Delaware Attorney General, and 6 Del. C. § 2413A requires every applicant to file a surety bond of at least $50,000, which the Attorney General can raise. Our premium is 0.5% of the bond amount.

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Required for a Delaware debt-management services license under 6 Del. C. § 2413A
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Amount starts at $50,000 — the Attorney General can require more based on your Delaware business
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0.5% of the bond amount — your exact price appears at the application
0.5% rate$250 at the $50,000 minimumInstantissuance at checkoutExactprice at the application
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Delaware debt management services bond cost?

0.5% of the bond amount, from $250 at the $50,000 minimum. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue — enter your amount, pay, and file with the Attorney General. Here is the whole thing:

NOW · ONLINE

Apply online

Business details, the bond amount your license requires, an effective date, and a term. That is the application. No credit check up to $100,000.

INSTANTLY

Pay & e-sign

The premium is 0.5% of the bond amount — your exact price appears before you pay, and the executed bond and power of attorney generate the moment you do.

SAME DAY

File with the Attorney General

Your executed bond arrives by email, ready to file with your debt-management services license application at the Delaware Department of Justice. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Delaware regulates credit counseling, debt settlement, and other debt-management services under the Uniform Debt-Management Services Act, 6 Del. C. Chapter 24A, administered by the Attorney General. Section 2413A requires every applicant to file a surety bond of at least $50,000, and the Attorney General may increase that amount based on the value of the provider's business in Delaware and the value of its trust accounts.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Delaware (the obligee). The bond runs to the State for the benefit of the Attorney General and of consumers injured by any wrongful act, omission, default, fraud, or misrepresentation by a licensed provider in the course of its licensed activity.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay on file for as long as you hold the license; we track the term and send renewal notices 60 and 30 days out. This entry is written for corporations and LLCs — individuals and partnerships use the companion bond below.

6 Del. C. § 2413ASection 2413A of Delaware's Uniform Debt-Management Services Act requires every applicant for a debt-management services license to file a surety bond of at least $50,000, which the Attorney General may increase in light of the provider's Delaware business and trust accounts. The bond runs to the State for the benefit of the Attorney General and injured consumers; the Attorney General may accept an irrevocable letter of credit of not less than $50,000 in lieu of the bond.

You need this bond if you're

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A corporation or LLC applying for a Delaware debt-management license with the Attorney General
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A credit counseling or debt settlement company serving Delaware residents
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Renewing your license — the bond must stay on file for the full license period
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Increasing your bond after the Attorney General raised your required amount
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General. Your executed bond arrives by email, ready to file with your debt-management services license application at the Delaware Department of Justice. Wet-ink original mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — business details, your bond amount, an effective date, and a term. That is the application.

Start the application →
FAQ

Common questions.

How much is the Delaware debt management services bond?The premium is 0.5% of the bond amount. A $50,000 bond — the statutory minimum — is $250. Your exact price appears at the application, before you pay.
What bond amount do I enter?At least $50,000 — that is the floor set by 6 Del. C. § 2413A. The Attorney General can require a larger amount based on the value of your Delaware business and your trust accounts, so use the figure on your license paperwork.
How fast will I have the bond?It issues the moment you pay — your e-signed bond and power of attorney arrive by email, ready to file with your Attorney General license application.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
I'm an individual or partnership — is this the right bond?No — this entry is written on the corporate/LLC form. Individuals and partnerships use the companion Delaware debt management services bond written for individual and partnership applicants; same statute, same pricing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Nearby states

The same bond in nearby states.

Price and requirements checked on the carrier’s application, . Page updated .

Finish your debt-management license today.

0.5% of the bond amount, issued the moment you pay. Free until issued.

Your premiumfrom $250
Apply now →