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Waterford excavation permit bonds.
Quote on review.

Before you dig in, fill, cut or regrade a Town of Waterford street, you need an excavation permit from the Director of Public Works and security, such as this bond, equal to the cost of restoring the street. Public Works sets the amount; a surety specialist returns your price, usually within one business day.

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Required with the excavation permit under Waterford Code § 12.04.040
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Amount equals the street-restoration cost as Public Works determines it — no fixed figure
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Covers the entire right-of-way — pavement, shoulders and the unimproved width
UnderwrittenPublic Works sets the amount1 daytypical specialist replyNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Built around your Waterford excavation permit.

Public Works issues the excavation permit together with the restoration security, and zoning approval comes first. Here is the whole process, from quote to permitted:

TODAY · ONE APPLICATION

Send us the permit details

Apply online with your business details, the job location, the bond amount Public Works set for the restoration, and the effective date. There is no credit section and no SSN field on this application.

WITHIN 1 BUSINESS DAY

A surety specialist prices it

The Director of Public Works has already sized the bond, so the review is about the permit, not about the amount. A specialist confirms your exact premium and sends it back for approval.

ON APPROVAL

Pay, sign & deliver to Public Works

Once you accept the quote and pay, the executed bond is prepared with the surety’s power of attorney attached, ready to deliver to the Waterford Department of Public Works with your permit application, plan of work and insurance certificate.

About this bond

What it is and who needs it.

What the Waterford excavation bond guarantees

Chapter 12.04 of the Waterford Code bars anyone from excavating in, filling, cutting or changing the grade of any highway or street the Town maintains without an excavation permit from the Director of Public Works. The permit is also required for construction site access and for loading or unloading heavy equipment onto the public right-of-way, and the “street” includes the entire width of the right-of-way — the traveled way, the shoulders and any unimproved portion. Utility lines in town rights-of-way need the permit too.

When the Director issues the permit, the code calls for a surety bond, cash bond or Connecticut savings account held jointly with the Town, in an amount equal to the Director’s estimate of the cost of restoring the street to as good a condition as it was before the work, following the approved plan of work. A certificate of insurance protecting the Town is required as well. Zoning approval must come first, building permits that involve excavation wait for Public Works to accept the excavation permit, and working without a permit carries a daily fine.

It is a three-party arrangement: you (the principal), the surety, and the Town of Waterford (the obligee). It is not insurance for you — if the Town restores the street on a claim, you repay the surety. Note that the code separately calls for a two-year guarantee and maintenance bond on the work after completion, on terms set by the Board of Selectmen, and state highways in Waterford go through the Connecticut DOT rather than the Town. Ask Public Works which bonds your job needs before you file.

Waterford Code of Ordinances § 12.04.040Town of Waterford Code of Ordinances, Title 12, Chapter 12.04 (Street Use Regulations), § 12.04.040 Bond and insurance requirements: the Director of Public Works, or designee, when issuing an excavation permit, requires a surety bond, cash bond or Connecticut Institution Savings Account held jointly in the names of the permittee and the Town, in an amount equal to the cost, as the Director determines it, of restoring the highway or street to as good a condition as it was before the excavation, fill, cut or change of grade; the restoration must follow the approved plan of work, and a two-year guarantee and maintenance bond on all work is required after completion. § 12.04.030 requires the permit for any excavation, fill, cut or change of grade of a town-maintained street, and for site access and heavy-equipment loading on the right-of-way. § 12.04.070 lets the Director set the permit’s duration.

You need this bond if you’re

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A utility or site contractor trenching for mains, service connections or test pits in a Waterford town street
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A driveway or sidewalk contractor building or rebuilding a driveway apron or walk in the town right-of-way
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A builder or developer needing right-of-way access or heavy-equipment loading for a construction site
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A property owner having any excavation, fill or regrading done within a town-maintained road’s right-of-way
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Pay, sign & deliver to Public Works. Once you accept the quote and pay, the executed bond is prepared with the surety’s power of attorney attached, ready to deliver to the Waterford Department of Public Works with your permit application, plan of work and insurance certificate.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one specialist review.

These are the actual issuing fields — your entity type, business address, owner and contact details, the bond amount Public Works set, and an effective date. There is no credit section on this bond. Submit once and a surety specialist returns your exact price, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Waterford, Connecticut excavation permit bond?It is the surety bond the Town of Waterford accepts as security for an excavation permit under Code § 12.04.040. It guarantees that the street or right-of-way you dig in, fill, cut or regrade is restored to as good a condition as it was before, following the plan of work Public Works approved.
Who sets the bond amount?The Director of Public Works, or a designee. The code sets the amount at the Director’s estimate of the cost to restore the street, with no fixed figure and no minimum, so it varies by job. Get the figure from the Waterford Department of Public Works when you apply for the permit, then enter it on our application.
How much does it cost?This bond is not on our carrier’s published rate sheet, so we quote it on review instead of showing a number checkout might not match. Submit the application and a surety specialist confirms your exact premium, typically within one business day. The bond amount is the surety’s maximum liability to the Town, not something you pay.
Will I need collateral?Rarely for typical street-restoration amounts. If the review ever turned up a reason to ask for collateral, we would tell you before you commit to anything. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
Is there a separate maintenance bond after the work is done?Yes. Section 12.04.040 also requires a two-year guarantee and maintenance bond on the work after completion, on requirements the Board of Selectmen sets. That is a separate obligation from the excavation bond on this page, so ask Public Works what it will need from you at completion and we can quote that bond too.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Get your Waterford excavation bond and start digging.

Send us one short application with the amount Public Works set, and a surety specialist returns your price, typically within one business day. Free until issued.

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