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East Lyme water & sewer connection bonds.
From $100.

The Town of East Lyme requires a permit bond before a contractor connects a property to the public water and sewer mains. It guarantees the cut, the tap, and the trench restoration are done to town standards. The town sets the amount; pricing is 0.5% of the bond amount, $100 minimum.

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Required by the Town of East Lyme as a condition of a water and sewer connection permit
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Guarantees the connection and pavement/trench restoration are completed to town specifications
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
0.5% rate$100 minimum, exact price by amountNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryInstantapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an East Lyme water & sewer connection bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for this municipal bond — enter your amount, pay, and file with the town. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount on the East Lyme permit, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with the Town of East Lyme

Submit the executed bond with your water and sewer connection permit application. Wet-ink originals mailed whenever the town insists on them.

About this bond

What it is and who needs it.

What the connection bond actually guarantees

When you connect a property to East Lyme’s public water and sewer system, the work happens in the town right-of-way — cutting pavement, tapping a main, backfilling, and restoring the road. The Town of East Lyme conditions the connection permit on a surety bond so the town is protected if the work is left unfinished or the road is not restored properly.

It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of East Lyme (the obligee). If the connection or restoration is not completed to the town’s specifications, East Lyme can recover against the bond to finish or repair the work.

It is not insurance for you — if the surety pays the town, you repay the surety. Contractors who tap the main cleanly and restore the trench to grade treat the bond as a permit formality.

Town of East Lyme — Water & Sewer Connection PermitThe Town of East Lyme requires this bond as a condition of its water and sewer connection permit; the bond amount and terms are set by the Town and its water/sewer authority on the permit. We issue the amount the town names — confirm the figure on your permit, and we’ll match it.

You need this bond if you are

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A licensed contractor or drain layer connecting a property to East Lyme’s public water or sewer
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A developer or plumber pulling a connection permit in the town
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Restoring or repairing a connection that requires opening the town right-of-way
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Bidding municipal connection work that the town conditions on a permit bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Town of East Lyme. Submit the executed bond with your water and sewer connection permit application. Wet-ink originals mailed whenever the town insists on them.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Town of East Lyme set — the executed bond is generated instantly, ready to file with your permit.

Start the application →
FAQ

Common questions.

How much is the East Lyme water & sewer connection bond?Pricing is 0.5% of the bond amount, $100 minimum — set by the bond amount, not by underwriting tier. The bond amount itself is set by the Town of East Lyme on your connection permit, usually tied to the cost of the work and road restoration. Enter that figure to see your exact price.
Who requires this bond?The Town of East Lyme requires it as a condition of a permit to connect to the public water and sewer mains. No active bond, no permit.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It protects the Town of East Lyme if the connection or the road restoration is left incomplete or not done to town standards. If the town makes a valid claim and the surety pays, you repay the surety.
What amount should I enter?Use the figure on your East Lyme connection permit. If the permit does not list one yet, ask the town’s water and sewer office for the required amount and send it to us — we’ll issue it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

East Lyme connection bond, issued today.

From $100. Enter the amount the town set and file the same day.

Your premiumfrom $100
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