CO used dealer bonds.
$1,500 flat. Soft pull.

Colorado requires every licensed used motor vehicle dealer to file a $50,000 bond with the Auto Industry Division. Ours is $1,500 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your CO used dealer license — new applicants and renewals through the Auto Industry Division
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your used dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Auto Industry Division

Pay online and receive the executed bond (form DR 2830) ready to file with your used dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Colorado licenses used motor vehicle dealers through the Department of Revenue's Auto Industry Division and Motor Vehicle Dealer Board, and conditions the license on a $50,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the used vehicles you sell and your compliance with Colorado's motor vehicle sales laws.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Colorado together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk.

C.R.S. Title 44, Article 20 (form DR 2830)Colorado used motor vehicle dealers are licensed by the Department of Revenue's Auto Industry Division and Motor Vehicle Dealer Board under Title 44, Article 20, which conditions the license on a $50,000 surety bond filed on form DR 2830. We issue the $50,000 amount — confirm the current form and amount on your application.

You need this bond if you're

Applying for a CO used dealer license — selling used cars and light trucks
Renewing your used dealer license and your current bond is expiring or non-renewing
Adding a location or plate that the Auto Industry Division ties to a bond filing
Moving to Colorado from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Colorado Department of Revenue's Auto Industry Division requires it as a condition of a used motor vehicle dealer license, under Title 44, Article 20. No active bond, no license.
What does the bond guarantee? +
That you deliver clear title on the vehicles you sell, handle customer funds properly, and follow Colorado dealer law. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your dealer license to stay valid.
Related bonds

Other New York bonds.

The Auto Industry Division is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →