Arizona requires a licensed dealer who sells used vehicles to the public to file a $100,000 bond with ADOT. Ours is $3,000 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.
















Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed $100,000 bond, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Arizona licenses motor vehicle dealers through the Department of Transportation, Motor Vehicle Division, and conditions the license on a surety bond under A.R.S. § 28-4362. A dealer who sells used vehicles to the public posts a $100,000 bond running to the State of Arizona as obligee — the same amount as a new-vehicle dealer.
The bond is a consumer-and-public-protection guarantee. By statute it stands behind the dealer’s nonpayment of customer prepaid title, registration, or related fees and taxes, and the dealer’s failure to deliver a valid vehicle title free and clear of prior owners’ interests and liens. If a buyer is harmed in those ways, they can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Used-car dealers who deliver clean title and remit fees on time treat the bond as a license formality, not a risk.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.