AZ used motor vehicle dealer bonds.
$3,000 flat. Soft pull.

Arizona requires a licensed dealer who sells used vehicles to the public to file a $100,000 bond with ADOT. Ours is $3,000 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for an ADOT used-vehicle dealer license selling to the public, under A.R.S. § 28-4362
Fixed amount, fixed price — $100,000 bond, $3,000, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with ADOT

Pay online and receive the executed $100,000 bond, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the bond actually guarantees

Arizona licenses motor vehicle dealers through the Department of Transportation, Motor Vehicle Division, and conditions the license on a surety bond under A.R.S. § 28-4362. A dealer who sells used vehicles to the public posts a $100,000 bond running to the State of Arizona as obligee — the same amount as a new-vehicle dealer.

The bond is a consumer-and-public-protection guarantee. By statute it stands behind the dealer’s nonpayment of customer prepaid title, registration, or related fees and taxes, and the dealer’s failure to deliver a valid vehicle title free and clear of prior owners’ interests and liens. If a buyer is harmed in those ways, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Used-car dealers who deliver clean title and remit fees on time treat the bond as a license formality, not a risk.

A.R.S. § 28-4362 (motor vehicle dealer bond)A.R.S. § 28-4362 conditions an Arizona motor vehicle dealer license on a surety bond running to the state, in an amount prescribed by the director — $100,000 for dealers selling used vehicles to the public. The bond covers nonpayment of customer prepaid title, registration, and related fees and taxes, and failure to deliver a valid title free and clear of prior interests and liens. (A reduced bond applies to automotive recyclers and to wholesale-only or broker licenses — see those pages.) Confirm your required amount on your ADOT application.

You need this bond if you're

Applying for an AZ used-vehicle dealer license through ADOT
Renewing your dealer license and your current bond is expiring or non-renewing
Opening a used-car lot that sells to retail buyers, not just other dealers
Moving to Arizona from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $100,000? +
No. You pay $3,000 — the flat 3% of the bond amount. The $100,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Arizona Department of Transportation, Motor Vehicle Division, requires it as a condition of a used motor vehicle dealer license under A.R.S. § 28-4362. No active bond, no license.
Used vs. new — does the bond differ? +
The amount is the same: any dealer selling to the public posts $100,000. We keep separate pages because ADOT issues separate license types, but the bond obligation and the $3,000 price are identical.
What if I only sell to other dealers? +
Wholesale-only dealers, brokers, and wholesale auction dealers post a smaller $25,000 bond, because they don’t transact with the public. See our wholesale auction dealer and motor vehicle broker pages.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Related bonds

Other New York bonds.

ADOT is waiting on one document.

$3,000 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$3,000
Apply now →