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Elkhorn mobile home park bonds.
Quote on review.

Every original and renewal mobile home park license application in the City of Elkhorn must come with a surety bond or letter of credit of $1,000 for each 50 mobile homes or fraction of 50, under Elkhorn Municipal Code § 12.11(2)(c). A surety specialist sizes the bond and quotes the premium, usually within one business day.

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Filed with each original and renewal license application under Elkhorn Municipal Code § 12.11(2)(c)
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Sized by ordinance — a $1,000 bond per 50 homes or fraction, so a 120-home park files a $3,000 bond
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Guarantees the monthly parking permit fee and any fines and legal costs for violating the park ordinance
No credit reviewnot even a soft pull1 daytypical specialist replyUnderwrittenthe city sets the amount
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Elkhorn mobile home park bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

From home count to a licensed park.

Elkhorn will not consider an original or renewal park license application without the bond or a letter of credit attached. Here is the whole process with a bond:

TODAY · ONE APPLICATION

Apply online

Your entity type, business address, owner and contact, the effective date, and the bond amount for your park — a $1,000 bond for each 50 mobile homes or fraction. If you are unsure of the figure, tell us your home count and we size it.

WITHIN 1 BUSINESS DAY

A specialist quotes it

A surety specialist confirms the amount against the ordinance and returns your exact premium. Nothing is charged until you accept the quote.

BEFORE APRIL 1 · FILE WITH THE CITY CLERK

E-sign & file with your license application

Accept, pay, and receive the executed bond with its power of attorney, payable to the City of Elkhorn. File it with the City Clerk alongside your license application; renewals are due by April 1 for the license year that starts May 1.

About this bond

What it is and who needs it.

What the Elkhorn mobile home park bond guarantees

Section 12.11 of the Elkhorn Municipal Code regulates mobile homes and mobile home parks. Section 12.11(2)(b) provides that no person shall construct, maintain, or operate a mobile home park in the City without a license issued by the Council, and that the original application is made on a form prescribed by the Common Council and filed with the City Clerk. A “mobile home park” under § 12.11(1)(e) is any plot of ground on which two or more units occupied for dwelling or sleeping are located, whether or not a charge is made — so even a small park needs the license.

The bond requirement is § 12.11(2)(c). Each application for an original or renewal license must be accompanied by a surety bond or letter of credit in the sum of $1,000 for each 50 mobile homes or fraction thereof. In practice that is a $1,000 bond for 1 to 50 homes, a $2,000 bond for 51 to 100, a $3,000 bond for 101 to 150, and so on. A letter of credit is an accepted alternative, but a surety bond does not tie up your bank credit line.

The bond guarantees two things. First, that the licensee collects the monthly parking permit fee from each mobile home and pays it to the City Treasurer. Under § 12.11(7)(a), that fee is payable by the licensee on or before the tenth of the following month, whether or not it was collected from the home owner. The fee is the state’s monthly municipal permit fee under Wis. Stat. § 66.0435(3)(c). Second, it guarantees payment of any fine or forfeiture, including legal costs, levied against the licensee for violating § 12.11 — the forfeitures and prosecution costs set out in the section’s penalty subsection, § 12.11(9).

It is a three-party arrangement — you (the principal), the surety carrier, and the City of Elkhorn (the obligee). If the surety pays a claim, you repay the surety; it is not insurance for your park. The license year runs from May 1 to April 30 under § 12.11(2)(e), renewal applications are due by April 1, and because a bond must go with every renewal application, keep it in force and sized to your current home count each year.

Two points trip up applicants. First, this is not the appeal bond: if the Council revokes or suspends a license, § 12.11(2)(k) allows an appeal to the Walworth County Circuit Court only with a separate surety bond filed with the City Clerk. Second, the City license is not the only one — Wisconsin’s Department of Safety and Professional Services separately permits manufactured home communities, and the City bond does not satisfy that.

City of Elkhorn Municipal Code § 12.11(2)(c)Section 12.11 (Mobile homes and mobile home parks) of the Elkhorn Municipal Code requires a license issued by the Council to construct, maintain, or operate a mobile home park in the City, with the application filed with the City Clerk (2)(b). Subsection (2)(c), Bond or Letter of Credit, provides that each application for an original or renewal license shall be accompanied by a surety bond or letter of credit in the sum of $1,000.00 for each 50 mobile homes or fraction thereof, guaranteeing the collection by the licensee of the monthly parking permit fee and payment of such fee to the City Treasurer and the payment by the licensee of any fine or forfeiture, including legal costs, imposed for a violation of the section. The license period runs May 1 to April 30, with renewal applications due by April 1 (2)(e); the licensee pays the monthly parking permit fee to the City Treasurer by the tenth of the following month whether or not collected (7)(a). The state enabling law is Wis. Stat. § 66.0435, under which a municipality may by ordinance require the community operator to collect the monthly municipal permit fee from the unit owner.

You need this bond if you are

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An owner or operator of an Elkhorn mobile home park renewing the license by April 1 each year
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A buyer of an existing park applying for a license or transfer in your own name
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A developer opening a new park filing an original license application with the City Clerk
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A park that has grown past a 50-home step and needs a larger bond at renewal
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

E-sign & file with your license application. Accept, pay, and receive the executed bond with its power of attorney, payable to the City of Elkhorn. File it with the City Clerk alongside your license application; renewals are due by April 1 for the license year that starts May 1.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual application fields — your entity type, business address, owner and contact, the effective date, and the bond amount for your park. Submit once and a surety specialist confirms the amount and returns your quote, typically within one business day. Free until issued.

Start the application →
FAQ

Common questions.

What is an Elkhorn, Wisconsin mobile home park bond?It is the surety bond, payable to the City of Elkhorn, that must accompany every original and renewal mobile home park license application under Elkhorn Municipal Code § 12.11(2)(c). It guarantees that the licensee collects the monthly parking permit fee and pays it to the City Treasurer, and that the licensee pays any fine or forfeiture, including legal costs, for violating the park ordinance.
Who sets the bond amount?The City of Elkhorn, by ordinance. Section 12.11(2)(c) requires a $1,000 bond for each 50 mobile homes or fraction of 50: a $1,000 bond for up to 50 homes, a $2,000 bond for 51 to 100, and so on. You do not choose the figure — it follows your home count, and we confirm it before quoting.
How much does it cost?This bond is quoted on review rather than shown as a flat price. The amount the ordinance sets is the penal sum — the most the surety would pay the City on a valid claim — not what you pay. A surety specialist reviews your application and returns the exact premium, usually within one business day, and nothing is charged until you accept it.
Will I need collateral?Not on a standard file. The penal sum is set by ordinance and the application asks only for your business, owner, and contact details. If anything unusual turns up in review, the specialist tells you before you commit to anything.
Is there a credit check?The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The only review is the specialist’s pricing review of your application, which never touches your credit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get the bond your Elkhorn park license is waiting on.

The City will not consider your license application without it. Apply once and a specialist sizes the bond and returns your quote, typically within one business day. Free until issued.

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