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Fairfax County home improvement bonds.
$100 flat.

Fairfax County requires a home improvement contractor to file a $10,000 surety bond with the County to register and pull permits. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check. (A contractor working only on contracts under $1,000 files the County’s $5,000 bond instead.)

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Required to register as a home improvement contractor in Fairfax County at the $10,000 tier
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Fixed price, fixed amount — $10,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Fairfax County home improvement bond cost?

$100 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A contractor registration bond is one of the simplest things in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small fixed contractor bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the County

Your executed bond and power of attorney arrive by email, ready to file with Fairfax County for your home improvement contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A home improvement contractor bond is a consumer-protection and code-compliance guarantee. Residential remodeling work touches homeowners directly — Fairfax County wants a financial backstop that you will perform permitted work to code, follow County rules, and deal fairly with the homeowner.

It is a three-party arrangement: you (the principal), the surety carrier, and Fairfax County (the obligee), with homeowners as the protected parties. If you violate the County rules or leave non-compliant work, a claim can be made against the $10,000 bond — and the surety then looks to you to be made whole.

The bond must stay active for as long as you are registered. Let it lapse and the County can suspend your registration — so we track it and notify you 60 and 30 days out, keeping your filing continuous.

Fairfax County — home improvement contractor registration conditionFairfax County requires a surety bond as a condition of home improvement contractor registration / permitting; the bond amount (here $10,000) and terms are set by County Code § 61-3-12(c): $10,000 for a Class C contractor (contracts over $1,000), $5,000 for any other contractor. Payable to the Board of Supervisors, deposited with the Building Official (upload in PLUS; original to HIC Licenses, 12055 Government Center Parkway, Suite 334, Fairfax, VA 22035). The license runs one year from issuance.

You need this bond if you're

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Registering as a home improvement contractor in Fairfax County at $10,000
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A remodeler or general contractor pulling residential permits in the County
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Renewing your County registration and your bond is expiring or your surety non-renewed
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Going independent and registering your own home improvement business with the County
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the County. Your executed bond and power of attorney arrive by email, ready to file with Fairfax County for your home improvement contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is this Fairfax County home improvement bond?The premium is $100 — set by our carrier's rate book for the fixed $10,000 bond amount, the same for every Class C contractor. The $10,000 is set by County Code § 61-3-12(c), so there is no quote process.
Do I need the $10,000 or the $5,000 bond?County Code § 61-3-12(c) keys it to your state license: a Class C contractor (contracts over $1,000) files $10,000; a contractor working only on contracts under $1,000 files $5,000 — our $5,000 Fairfax County home improvement bond is $100 flat.
Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
Where do I file it?With Fairfax County, alongside your home improvement contractor registration. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Fairfax County HIC registration today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →