Virginia automobile motor service club bonds.
$300 flat.
An agent for an automobile motor service club in Virginia must file a $30,000 bond, running to the Commonwealth, under the motor club provisions of Title 38.2, Chapter 18. Ours is $300 flat, the price our carrier rate book sets for this bond, with one soft credit check — never a hard inquiry — and issuance when you pay.
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How much does a Virginia automobile motor service club bond cost?
$300 at the $30,000 amount, the same for every applicant.
Three steps to licensed.
Your motor club agent license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Bureau of Insurance
Pay online and receive the executed bond ready to file with your motor club agent license application. Wet-ink originals mailed whenever the Bureau insists.
What it is and who needs it.
What the bond actually guarantees
An automobile motor service club sells memberships promising services like roadside assistance, towing, and bail or arrest bond reimbursement. Virginia regulates the clubs and their agents through the State Corporation Commission's Bureau of Insurance under Title 38.2, Chapter 18, and conditions a motor club agent's license on a $30,000 bond running to the Commonwealth.
It's a three-party arrangement: you (the principal), the surety carrier, and the Commonwealth of Virginia (the obligee), with members and the club as the protected parties. If an agent mishandles membership money or violates the motor club laws, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Agents who handle membership funds properly treat the bond as a license formality, not a risk.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $30,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Bureau of Insurance. Pay online and receive the executed bond ready to file with your motor club agent license application. Wet-ink originals mailed whenever the Bureau insists.
What sets the price
The premium is fixed at $300 at the $30,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Virginia bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Bureau of Insurance is waiting on one document.
$300 flat, short application, bond issued when you pay. Free until issued.