Utah collection agency bonds.
$100 flat.
Utah used to make a collection agency register with the state and file a $10,000 surety bond. That requirement was repealed in 2023 by H.B. 20, effective May 3, 2023. We still write the $10,000 Utah form for agencies whose client contracts, creditor networks, or out-of-state filings call for one. It is $100 flat.
Trusted by industry leaders
How much does a Utah collection agency bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
There is no state filing queue left on this one — the whole thing is you, the form, and whoever asked for it:
Apply online
Business details, an effective date, and a term. That is the application. No credit check.
Pay & e-sign
This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Send it to whoever asked
Your executed bond arrives by email, ready to hand to the creditor, client, or agency network that required it. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Utah ran collection agency registration through the Division of Corporations and Commercial Code under Title 12 of the Utah Code. An agency registered with the Division and filed a $10,000 bond payable to the state, standing behind the money it collected on a creditor's behalf. The Legislature repealed that scheme in 2023 — H.B. 20 took effect May 3, 2023, and the Division no longer accepts the registration or the bond.
The form did not disappear with the statute. Creditors, debt buyers, agency networks, and out-of-state licensing bodies still ask a Utah collection agency for a $10,000 bond as a condition of doing business, and that is who this bond is written for today. It is the same three-party arrangement: you (the principal), the surety carrier, and whoever the bond names as obligee.
It is not insurance for you — if the surety pays a claim, you repay the surety. Confirm with the party asking who the obligee should be and what penal sum they want before you buy; we issue the $10,000 Utah form and track the term, with renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Utah bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Get the $10,000 Utah collection form today.
$100 flat, issued the moment you pay, no credit check. Free until issued.